USDA Vs. FHA your options comparison in Evans, Columbia County, GA
For 2026, USDA loan limits in Evans, in the county of Columbia, GA, are set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage Lendersa®'s USDA loan calculator to compare the most competitive USDA and FHA rates available right now. You'll see a clear depiction of income, credit, reserves, and documentation needed for qualification. Our innovative mortgage calculator places USDA, FHA, Conforming, and VA loan options side by side, especially useful in determining the most suitable program in for your financial circumstances.
Loan limits and down payment requirements for 2026 in Evans, located in the county of Columbia, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
None Required
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Evans, GA
At Lendersa®, our priority is ensuring you swiftly receive the optimal USDA or FHA loan without added stress. Choose from three initial steps that align you with suitable lenders and USDA loan options.
The USDA home loan is backed by the United States Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage loan requires no down payment.
First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.
Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
6308 Grant Street, Suite 200, Hollywood, FL, 33024
"Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish. Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
7851 Johnson Street, Suite 101, Hollywood, FL, 33024
We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.