USDA Vs. FHA Pro and Con comparison in Evans, Columbia County, GA
For 2025, USDA loan limits in Evans, in the county of Columbia, GA, are set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage Lendersa®'s USDA loan calculator to compare the most competitive USDA and FHA rates available right now. You'll see a clear depiction of income, credit, reserves, and documentation needed for qualification. Our innovative mortgage calculator places USDA, FHA, Conforming, and VA loan options side by side, especially useful in determining the most suitable program in for your financial circumstances.
Loan limits and down payment requirements for 2025 in Evans, located in the county of Columbia, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
None Required
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Evans, GA
At Lendersa®, our priority is ensuring you swiftly receive the optimal USDA or FHA loan without added stress. Choose from three initial steps that align you with suitable lenders and USDA loan options.
The USDA home loan is backed by the United States Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage loan requires no down payment.
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