USDA Vs. FHA your options comparison in Martinez, Columbia County, GA
In 2025, the USDA loan cap for Martinez, located in the county of Columbia, GA, is set at $336,500, while the FHA cap for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates and identify necessary income, credit, reserves, and documentation to qualify. This sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, empowering you to select the most appropriate option for your personal financial circumstances in .
2025 Loan Caps and Downpayment Needs in Martinez, Columbia County, GA
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Martinez, GA
The mission of Lendersa® is to quickly and seamlessly provide you with the finest USDA or FHA loans available. Begin with one of the three pathways to connect with matching lenders and USDA loan offerings.
A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and it’s exclusively available in rural areas. Unlike FHA loans that need a minimum of 3.5% down, USDA loans have no down payment requirement.
"Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
Cecil County School Employees' Federal Credit Union
203 Booth Street, Elkton, MD, 21921
In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
"Introducing one of the best new mortgage firms with decades of experience. Our people are dedicated to providing you a better loan with better service. We make the difference.
Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."
At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
Founded in 1983, ACBB is governed by community financial institutions. We exist to serve them by advocating for our industry, providing services to drive efficiency and profitability, and extending institutions’ internal resources with those of a trusted partner and also ACBB is ideally positioned to support clients through a broad.
"At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service!
Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing.
Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.
