USDA and FHA Pro and Con in Martinez, Columbia County, GA
In 2025, the USDA loan cap for Martinez, located in the county of Columbia, GA, is set at $336,500, while the FHA cap for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates and identify necessary income, credit, reserves, and documentation to qualify. This sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, empowering you to select the most appropriate option for your personal financial circumstances in .
2025 Loan Caps and Downpayment Needs in Martinez, Columbia County, GA
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Martinez, GA
The mission of Lendersa® is to quickly and seamlessly provide you with the finest USDA or FHA loans available. Begin with one of the three pathways to connect with matching lenders and USDA loan offerings.
A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and it’s exclusively available in rural areas. Unlike FHA loans that need a minimum of 3.5% down, USDA loans have no down payment requirement.
5310 DTC Parkway, Suite H, Greenwood Village, CO, 80111
Star Tech FCU serves all employees and residents of Greenwood Village and the Denver Tech Center. STAR TECH FEDERAL CREDIT UNION is a company based out of 5310 Dtc Pkwy Ste H, Greenwood Villa, Colorado, United States. Star Tech FCU offers the best of both worlds - 24/7 access to your money with personalized service!
6295 Greenwood Plaza Blvd., Greenwood Village, CO, 80111
AMG National Trust (AMG) is a privately-held wealth management firm headquartered in Denver, Colorado. With more than 45 years of wealth management expertise, AMG has helped individuals and families, corporate executives, business owners and institutions develop strategies for long-term financial success.
7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs.
Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.
NBH Bank provides clients with a full range of financial products and services throughout Colorado, Kansas, Missouri and Texas. With over 1, 100 associates and more than 100 convenient Banking center locations and ATMs, we focus on consumer, small business and commercial Banking relationships.
Glenn credits his partner Brad Wyatt for building the Dooley Team and surrounding Glenn with outstanding people so clients receive an exceptional customer experience. From embracing technology to not forgetting what a firm hand shake means, Glenn and his team are able to help borrowers of all ages achieve their dreams of homeownership.
7800 E Orchard Rd, Suite 300, Greenwood Village, CO, 80111
Community Banks of Colorado is a division of NBH Bank. We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients,
5675 DTC Blvd, Suite 250A, Greenwood Village, CO, 80111
Stacey Dowling is a Senior Mortgage Originator with 20+ years of experience and thousands of happy clients.
Stacey believes that doing the job right means being a lender you can trust who's experience and compassionate approach will carefully guide you through the process.
7400 E Crestline Circle, Suite 200, Greenwood Village, CO, 80111
The focus of Zenith is not to become the biggest mortgage company where people become interchangeable cogs in the machine, but to build the best mortgage company for employees, clients and customers. With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting.
8480 E Orchard Rd, Suite 3150, Englewood, CO, 80111
Welcome to DayOne Mortgage Group, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch Whether a first time homebuyer, or a home owner looking to refinance, we are here to serve YOU! Loan programs we offer include, but are not limited to: Conventional, FHA, VA, USDA and more