In 2025, the USDA loan limit for Harlem, located in the county of Columbia, GA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA vs. FHA interest rates and determine necessary income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in is most suitable for your financial situation.
Loan limits and down payment requirements for 2025 in Harlem, Columbia County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
USDA and FHA Loan Options in Harlem, GA
Lendersa® works to get you the ideal USDA or FHA loan swiftly and with ease. Begin with one of three paths to engage with lenders and explore USDA loan programs.
A USDA home loan, fully backed by the government's Department of Agriculture, also called a USDA rural development loan or mortgage, is offered solely in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment, enhancing affordability.
The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
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2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
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1003 east cooley Drive, Suite 202, Colton, CA, 92324
Licensed in 1998 we have help many buyers and sellers with their goals of selling, purchasing or leasing a property. I hold a brokers license since 2003. We are helping the community to buy a home or sale one. We help refinance lower payments, interest rates and years. free information on all programs
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24816 Morning Mist Drive, Moreno Valley, CA, 92557
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14920 Perris Blvd, Suite 143, Moreno Valley, CA, 92553
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