USDA Vs. FHA your options comparison in Hephzibah, Richmond County, GA
In the year 2025, the USDA loan limit within Hephzibah, located in Richmond, GA, is $0, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA top rates. This tool clarifies the necessary income, credit rating, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Hephzibah, Richmond, GA
Loan Category
Maximum Loan Limit
Required Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hephzibah, GA
The mission of Lendersa® is to connect you quickly and without hassle to the best possible USDA or FHA loans. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available solely in rural areas, these loans contrast with FHA loans that mandate at least a 3.5% down payment, as USDA loans require none.
Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.
Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Local Lending Group’s vision is to see all loans provided
by someone living in the community where you live,
a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders
The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
525 East Big Beaver Road, Suite 303, Troy, MI, 48083
Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
"The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
Headquartered in Troy, Michigan with over 30 years of experience,"
