USDA Vs. FHA Pro and Con comparison in Hephzibah, Richmond County, GA
In 2025, USDA loan limit in Hephzibah, county of Richmond, GA is $0 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Hephzibah, county of Richmond, GA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Hephzibah, GA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to deliver superior loan and real estate service to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Crown Real Estate & Funding Inc Our team has professionals from different backgrounds. We have realtors who were CPAs for many years. Our varied experience will help us guide you to the right professional to get the advice you need, whether it be using the tax benefits of owning commercial property, accomplishing.
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ROYAS Realty takes a different approach to real estate that is built on effective negotiation, Integrity, win-win deals and positive results. We work diligently and effectively to find properties for our buyer clients and sellers can expect clear, effective negotiation, and discreet, professional marketing for their home.
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Mendocino Financial offers real estate finance solutions for residential and commercial purchases and refinances throughout California. founder of the Edmond Aftandilians, provides comprehensive consulting and lending services, and offers a range of real estate finance options that take into consideration the unique circumstances.
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GE-KE Financial Group, Inc. was founded in February of 1995. Since then, we have been dedicated to helping people manage their financial affairs. Purchasing, financing and insuring their dream properties. As well insuring their cars, life. health .We are and we will be always here even if you just need advice.
21031 Ventura Blvd, Suite 512, Woodland Hills, CA, 91364
Lendevity is your trustworthy and long-term ally in your home buying and refinancing needs. We are committed to help you find the most suitable financing options based on your situation.We earn your trust by keeping the entire process simple and easy to understand with transparent communication and fee structures.
21224 Ventura Boulevard, Woodland Hills, CA, 91364
CityPro Financial was founded with a commitment to offering our clients the best mortgage programs with today's most competitive rates.CityPro is helping families find ways to accomplish their home ownership needs, whether buying a first home or refinancing their current loan. With many different programs available today.
