USDA Vs. FHA your options comparison in Fairburn, Fulton County, GA

During 2025, the USDA loan ceiling in Fairburn, within Fulton County, GA, is $377,200, whereas the FHA cap for a single-family home is set at $592,250.

Take advantage of the Lendersa® USDA loan calculator to contrast current top USDA versus FHA rates and ascertain the income, credit score, and reserves necessary, as well as the documents needed to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in determining the best fit for your financial status in Alabama.

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2025 Loan Caps and Downpayment Requirements in Fairburn, Fulton County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Fairburn, GA

The aim of Lendersa® is to connect you with the optimal USDA or FHA loan quickly and effortlessly. Start with one of three options that link you with compatible lenders and USDA loan offers.

Visual of USDA loan request results on Lendersa

Understanding the USDA Loan in GA

The USDA home loan is a mortgage backed by the Department of Agriculture, sometimes referred to as the USDA rural development loan. It targets rural areas only. Unlike an FHA loan that demands a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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