In 2025, the USDA loan limit for Peachtree-City in Fayette, GA, is set at $330,200, while the FHA ceiling for a single-family home reaches $412,850.
By using the Lendersa® USDA loan calculator, you can effectively compare the leading rates of USDA versus FHA today. This tool offers insights into the income, credit, reserves, and necessary documentation for qualification. Our comprehensive mortgage calculator compares the USDA, FHA, Conforming, and VA programs side-by-side. This helps you in choosing the best approach suited to your financial needs in
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| Type of Loan | Maximum Loan Limit | Down Payment Requirement |
| USDA | $330,200 | 0% |
| FHA | $412,850 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission at Lendersa® is to connect you swiftly and effortlessly with the most suitable USDA or FHA loan options. Begin with one of three paths to find matching lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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