USDA VS FHA in Union-City, Fulton County, GA

In 2026, the USDA loan limit in Union-City, within Fulton County, GA, is $330,200, while the FHA limit for a single-family home is $412,850.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA against FHA rates. Determine the income, creditworthiness, reserves, and required documents to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you to choose the ideal program for your financial needs in .

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Loan Limits and Downpayment Requirements in Union-City, Fulton County, GA for 2026

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Union-City, GA

Lendersa® is dedicated to securing you the best USDA or FHA loan deals quickly and without hassle. Choose one of three starting routes that guide you to matching lenders and USDA loan programs.

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Understanding the USDA Loan in GA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum of a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AMERIDREAM FUNDING GROUP INC
  • 3350 East Atlantic Blvd. Suite 211 & 212, Pompano Beach, FL, 33062
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  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
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  • 10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046
  • HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.

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  • 1921 E Atlantic Blvd, Pompano Beach, FL, 33060
  • Florida Sands is a full-service real estate brokerage working with buyers and sellers in Broward, Southern Palm Beach and Northern Miami-Dade Counties. Located in the heart of East Pompano, we thrive on helping our customers through a unique team approach. Florida Sands is the best place to develop and grow your real estate business.

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  • Fourpath Mortgage
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    From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.