USDA VS FHA in Union-City, Fulton County, GA

In 2025, the USDA loan limit in Union-City, within Fulton County, GA, is $330,200, while the FHA limit for a single-family home is $412,850.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA against FHA rates. Determine the income, creditworthiness, reserves, and required documents to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you to choose the ideal program for your financial needs in .

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Loan Limits and Downpayment Requirements in Union-City, Fulton County, GA for 2025

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Union-City, GA

Lendersa® is dedicated to securing you the best USDA or FHA loan deals quickly and without hassle. Choose one of three starting routes that guide you to matching lenders and USDA loan programs.

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Understanding the USDA Loan in GA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum of a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 3650 Reit
  • 2977 McFarlane Road, Suite 300, Miami, FL, 33133
  • 3650 REIT is a CRE lending, investment management and services firm, led by a unique team of recognized industry leaders. We originate and service both short- and long-term commercial real estate loans.Capital is just the beginning of what we offer. Our true value is in our ability to hold a loan on our balance sheet through maturity.
  • Dade Mortgage Solutions LLC
  • 13590 Southwest 134th Avenue, Suite 208, Miami, FL, 33186
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Trust Financial Inc
  • 13170 Southwest 128 Street, Suite 203, Miami, FL, 33186
  • We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National, Private Lending and Commercial Loans.FHA, VA, CONV. We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National,
  • Bravo Mortgage LLC
  • 12900 SW 128 St, Suite 101, Miami, FL, 33186
  • Bravo Mortgage LLC is a mortgage brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest mortgage rates available for you in the market.brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest risk.
  • International Lenders Inc
  • 2665 Southwest 37th Avenue, Suite 804, Miami, FL, 33133
  • We are a Mortgage Broker company specialized in assisting U.S Citizen and Foreign national clients gain access to asset based loans in the U.S. We’re about simplifying the process that gets clients from pre qualification to funding. Whether it’s your first attempt at getting pre-qualified or banks have previously turned you down
  • America's Family Finance LLC
  • 14680 South West 132nd Court, Miami, FL, 33186
  • At America's Family Finance, our focus is always Family. We understand the importance and the milestone it is to own a home. Whether you're a first time home buyer, rookie investor, experienced investor, or even a repeat refinance customer, our goal is to provide an unparalleled experience through education/communication,
  • PROSLER CORPORATION
  • 12915 Sw 132 Street, Suite 3, Miami, FL, 33186
  • Prosler Corp. exists to aid the everyday South Florida consumers and businesses in dealing with the legal and financial hassles associated with mortgages. Whether you are a first time home buyer, are constructing your home, or refinancing, Prosler will use it's contacts and experience to get you great results.
  • NEWLOANCO
  • 3390 Mary Street, Suite 116, Coconut Grove, FL, 33133
  • At NEWLOANCO , our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage..
  • REEL MORTGAGE SOLUTIONS, LLC
  • 13501 SW 128th Street Unit 110, Miami, FL, 33186
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Family America Mortgage Corp
  • 2937 SW 27th Ave #201, Miami, FL, 33133
  • Family America Mortgage Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Strock & Tanner Mortgage Corporation
  • 8900 SW 117 Ave. Suite C-101, Miami, FL, 33186
  • Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.