USDA Loan Vs. FHA loan pro & con Union-City, Fulton County, GA

In 2025, USDA loan limit in Union-City, county of Fulton, GA is $330,200 while FHA limit is $412,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Union-City, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(808) 671-0977 Lender's profile and map Reviews ALOHA LENDING SERVICES 94-1024 Waipio Uka St, Suite 207, Waipahu, HI, 96797 Aloha Lending Services is a locally-owned, family-run Hawaiian mortgage company. Shannon M. Taparra is the Principal Broker. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available,
(808) 681-3033 Lender's profile and map Reviews Ewa Federal Credit Union 91-1202 Renton Road, Suite A, Ewa Beach, HI, 96706 Ewa Federal Credit Union was chartered on February 5, 1937 by an agency of the Federal government, then the Farm Credit Administration. With $80 in shares, sixteen charter members held their first organization meeting in the sugar plantation's Administration building. Membership drives were held in the various villages which produced 308 members
(808) 637-5980 Lender's profile and map Reviews Waialua Federal Credit Union 67-292 Goodale Avenue, Suite A2, Waialua, HI, 96791 Waialua Federal Credit Union has been proudly serving the residents of the Waialua community since 1937. The Waialua Federal Credit Union started for the employees of the Waialua Sugar Cane Company and in 1992 the field of membership was changed to include the community of Waialua and Haleiwa.
(808) 664-4950 Lender's profile and map Reviews Hawaii VA Loans 338 Kamokila Blvd, Suite 202, Kapolei, HI, 96707 Since 2007, Hawaii VA Loans has helped veterans become homeowners by utilizing their VA loan benefits. Hawaii VA Loans has two locations, one in Kapolei and another in Kailua, and our dedicated team of VA Loan Specialists are ready to work with you! We are residential mortgage lender that specializes in helping Veterans become homeowners.
(808) 436-3646 Lender's profile and map Reviews Ohana Mortgage 91-1011 Holunape Street, Kapolei, HI, 96707 Ohana Mortgage Solutions was started with the hope of enabling local families to become homeowners. Additionally, we wanted to embody the values of aloha and ʻohana in our business. That’s why we take some of the profits from every loan and partner directly with programs helping Hawaii’s children in the foster care system.
(808) 398-0855 Lender's profile and map Reviews Highfive Lending 2176 Lauwiliwili Street, Suite 1, Kapolei, HI, 96707 Living in Hawaii has a very high cost. That’s why High Five Lending wants to help you get the best loan possible for your home. We have the experience and expertise to get you affordable rates at the right place. Life is already complicated, From empty nest moving to military moves.
(808) 784-1238 Lender's profile and map Reviews Cornerstone Equity Group Inc 91-110 Hanua Street, Suite 206, Kapolei, HI, 96707 Cornerstone Mortgage opened at the start of the mortgage meltdown in 2008 which spurred the worst economic crisis in at least a generation. We started as a one person branch office of a local lender and we have grown to be one of the top producing mortgage bankers in our area. Today we have offices in California, Hawaii and Nevada.
(808) 427-7836 Lender's profile and map Reviews Mann Mortgage LLC 2149 Lauwiliwili Street, Suite 200, Honolulu, HI, 96707 Mann Mortgage is a family-owned mortgage bank that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership
(808) 245-3753 Lender's profile and map Reviews Kauai Teachers Federal Credit Union 2969 Umi Street, Lihue, HI, 96766 Kauai Teachers Federal Credit Union is a member-owned, non-profit financial cooperative whose members are owners and savers, as well as potential borrowers. Demonstrating the philosophy of “People Helping People”, members pool their money by purchasing shares, thus making low-cost loans
(808) 245-2463 Lender's profile and map Reviews Kauai Federal Credit Union 2976 Ewalu Street, Lihue, HI, 96766 In 1947, we started a credit union for employees of the territory of Hawaii and the county of Kaua’i. Our goal was not only to provide county, state, and federal government employees & their families with basic financial needs but also to invest in and grow the quality of life on the island. Over 70 years later we’re still committed to our goal
(808) 245-6791 Lender's profile and map Reviews Gather Federal Credit Union. 4493 Pahee Street, Lihue, HI, 96766 Our story begins in 1954. Ten hard-working pineapple farmers pooled their resources and did something none of them could have done alone: collected $595 for lending and purchased heavy equipment. They believed that together they could provide a better life for their families, for their community, and for Kaua‘i. They gathered. And they grew.