USDA and FHA Pro and Con in Union-City, Fulton County, GA
In 2026, the USDA loan limit in Union-City, within Fulton County, GA, is $330,200, while the FHA limit for a single-family home is $412,850.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA against FHA rates. Determine the income, creditworthiness, reserves, and required documents to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you to choose the ideal program for your financial needs in .
Loan Limits and Downpayment Requirements in Union-City, Fulton County, GA for 2026
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Union-City, GA
Lendersa® is dedicated to securing you the best USDA or FHA loan deals quickly and without hassle. Choose one of three starting routes that guide you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum of a 3.5% down payment, USDA loans do not require any down payment.
Miami Firefighters Federal Credit Union is a not-for-profit, cooperative banking institution, serving its members since 1935 with a wide array of benefits designed to meet all the banking needs of its members and their families. It all began in 1935, in a small room behind Station 1, then called Central Station on Flagler St.
We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
"Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger. Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school
7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.
Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB).
For over 40 years, the Bank has developed strong community relationships, always adapting to our customers' lives and specific needs, in a dynamic and positive way.
Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).
400 University Drive, 3rd Floor, Coral Gables, FL, 33134
Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.
