USDA Vs. FHA Pro and Con comparison in Chattahoochee-Hills, Fulton County, GA

In 2025, the USDA loan limit for Chattahoochee-Hills in the county of Fulton, GA, is $330,200. Meanwhile, the FHA limit for a single-family home is set at $412,850.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. This allows you to determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, helping you decide the best program in for your specific financial scenario.

Discover loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Chattahoochee-Hills, Fulton County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Chattahoochee-Hills, GA

Lendersa® aims to swiftly find the optimal USDA or FHA loan for you, free from hassle. Begin with one of three methods that connect you with lenders and access appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, facilitating easier access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • VA Loans with Ed
  • 1600 W 7th St, Suite 401, Fort Worth, TX, 76102
  • VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.
  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
  • JH Moore Inc
  • 777 Main Street, Suite 654, Fort Worth, TX, 76102
  • JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Member Preferred Federal Credit Union
  • 340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
  • Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
  • Clarence Community & Schools Federal Credit Union
  • 9145 Sheridan Drive, Clarence, NY, 14031
  • The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families. Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
  • Otoe-Missouria Federal Credit Union
  • 7480 Highway 177, Suite A, Red Rock, OK, 74651
  • It is our mission to provide financial products, services, and education tailored to meet the unique needs of the Otoe-Missouria Tribe of Indians, its employees, and its businesses. When you join Otoe-Missouria Federal Credit Union, you become part of our family. We’re dedicated to supporting you and your financial goals.
  • Fond du Lac Credit Union
  • 91 N Pioneer Road, Fond Du Lac, WI, 54935
  • Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.
  • Compassionate Care Credit Union
  • 430 E Division Street, Fond Du Lac, WI, 54935
  • The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
  • Fox Valley Savings Bank
  • 51 East First Street, Fond Du Lac, WI, 54935
  • FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.
  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .
  • Fort Worth Financial L.L.C
  • 2625 8th Avenue, Fort Worth, TX, 76110
  • Fort Worth Financial is a full service mortgage lender specializing purchase and refinance lending in Fort Worth, Denton, Dallas, Weatherford, and Burleson, Texas. We understand that a home is one of the biggest investments that many people will make in their lifetime and we work hard to provide our clients .
  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.