USDA and FHA Pro and Con in Folkston, Charlton County, GA

In 2025, within Folkston, Charlton County, GA, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare USDA vs. FHA rates today and determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program in Alabama for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Folkston, Charlton County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Folkston, GA

At Lendersa®, we aim to quickly connect you with the most suitable USDA or FHA loan. Choose one of three paths to find matching lenders and USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development or USDA mortgage loan, is available only in rural neighborhoods. USDA loans require no down payment, unlike FHA loans which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588
  • Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.
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  • A Good Lender
  • 4683 Chabot Drive #280, Pleasanton, CA, 94588
  • A Good Lender, We make it simple to purchase or refinance your home. Our goal is to make your real estate financing as simple as possible. We have a huge array of loan options for you to pick from: Conventional Fannie/Freddie, FHA, USDA, VA, Special HUD loans, Private (Hard) Money, Jumbo and Super Jumbo loans, and Commercial loans.
  • American Mortgage Management
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  • Bay Area Premier Mortgage, Inc.
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  • 1st United Credit Union
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  • United Lending Partners
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  • Atlantic Pacific Funding
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  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
  • Morgan Real Estate & Financial, Inc
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  • Ezqualify
  • 1925 Concourse Drive, Suite B, San Jose, CA, 95131
  • Fortunately, at EZQualify, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
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