In 2026, the USDA loan limit in Waycross, located in Ware County, GA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the required income, credit, reserves, and documents for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the optimal program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Waycross, Ware County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Waycross, GA
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting routes that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate none.
Commercial Capital Bank began operations in February 1999. The original directors of the bank were: Charles A. Black, David F. Cooper, III, Robert A. Dawson, Jerry G. Ezell, Joe David Jones, William G. Loftin, Wilfred B. McEacharn, Shelton T. Parker, Lawrence W. Pickett, Jr, Donald M. Raley and Larry G. Tubbs.
Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in
First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..
4600 Washington Ave, Suite 107, Evansville, IN, 47714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our Mission at First Federal is to provide escalating shareholder value through ever-increasing profitability & quality growth by building loyal, profitable customer relationships with individuals and businesses in the tri-state area. These relationships will be built by effectively marketing our financial products and services and delivering them.
EFCU has been offering superior financial services with a member-oriented focus. We are different from other financial institutions because we are a not-for-profit cooperative. We’re owned by and work for our members. Instead of maximizing profits for shareholders, we pass them on to our members in the form of high-yielding accounts
Peoples Trust and Savings Bank is the hometown bank with longstanding ties to the community, big enough to provide the resources and banking services our customers need and want, yet small enough to care about each customer. We're a "Main Street" bank, not a Wall Street financial institution, so we provide personalized customer service.
