USDA Loan Vs. FHA loan for Gray, GA [Jones County Rates 2023]

In 2025, USDA loan limit in Gray, county of Jones, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gray, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(949) 264-2304 1919 miles Lender's profile and map Reviews Isosceles Mortgage 1656 Hibiscus Ct, Beaumont, CA, 92223 At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
(951) 399-2002 1919 miles Lender's profile and map Reviews Sceptre Mortgage 3111 Beaumont Blvd, Beaumont, CA, 92223 Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
(909) 258-7072 1919 miles Lender's profile and map Reviews Clear Lending Solutions Inc 1715 Boysen Way, Beaumont, CA, 92223 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 289-4109 1919 miles Lender's profile and map Reviews Lucid Financial 11220 Casper Cove, Beaumont, CA, 92223 "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
951-203-7612 1921 miles Lender's profile and map Reviews Axiom Lending Group 14175 Erie Rd, Apple Valley, CA, 92307 Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
(406) 862-2652 1923 miles Lender's profile and map Reviews PARK SIDE CREDIT UNION 1300 Baker Ave, Whitefish, MT, 59937 Park Side is a premier credit union in the state of Montana, with branch locations in Missoula and the Flathead Valley. Here you can find a variety of rewarding positions that make a difference in the lives of others and develop into satisfying career opportunities. Here you can find a variety of loans products..
(406) 862-4999 1923 miles Lender's profile and map Reviews Black Diamond Mortgage Corporation 106 2nd St E, Whitefish, MT, 59937 Black Diamond Mortgage Corporation is an original Montana Company providing loans to buy homes and many home loan refinance opportunities. As the Experts in Real Estate Finance, we work with clients to help them buy a home, build a home, lower their monthly payments, shorten the life of their loan, consolidate debt, improve their home
(760) 953-5517 1923 miles Lender's profile and map Reviews CTC Lending 13496 Capella Road, Apple Valley, CA, 92308 At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(619) 444-5656 1924 miles Lender's profile and map Reviews Inland Federal Credit Union 570 Broadway, El Cajon, CA, 92021 "Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's. Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
(760) 580-0690 1924 miles Lender's profile and map Reviews Randy Van Orden 43050 Calle Cristal, Temecula, CA, 92592 RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
(951) 442-8566 1924 miles Lender's profile and map Reviews BOLD Funding 45576 Jaguar Way, Temecula, CA, 92592 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan