USDA Loan Vs. FHA loan for Hawkinsville, GA [Pulaski County ]

For 2026, the USDA loan limit for a single-family home in Hawkinsville, Pulaski county, GA, is $336,500. In comparison, the FHA loan limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. It helps to figure out the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial needs best.

Exploring USDA and FHA Loan Options in Hawkinsville, GA

The goal at Lendersa® is to secure for you the best available USDA or FHA loan quickly and without hassle. Choose from three methods to connect with matched lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that need a down payment of at least 3.5%, the USDA mortgage doesn't require any down payment.

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Hawkinsville Lenders
(478) 374-3418 Lender's profile and map Magnolia State Bank 130 Oak Street, Eastman, GA, 31023 Lends in Georgia Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
(478) 224-3838 Lender's profile and map SunMark Community Bank 1005 Northside Drive, Perry, GA, 31069 Lends in Georgia Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
(478) 953-7477 Lender's profile and map HEA Federal Credit Union 121 Osigian Blvd, Warner Robins, GA, 31088 Lends in Georgia Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more! This is where you will find up-to-date and useful information on services and products we offer.
(478) 929-5700 Lender's profile and map Combined Employees CU 593 Russell Parkway, Warner Robins, GA, 31088 Lends in Georgia Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
(478) 272-5202 Lender's profile and map Morris Bank 301 Bellevue Avenue, Dublin, GA, 31021 Lends in Georgia Since 1954, we’ve built the foundation of our culture and character on community. Our goal is to shape a better future for the customers we serve and the communities we’re privileged to be a part of. At Morris Bank, we believe in a common-sense approach to banking and practical financial solutions.
(478) 275-3223 Lender's profile and map Farmers State Bank Dublin, GA 1620 Veterans Blvd, Dublin, GA, 31021 Lends in Georgia Farmers State Bank is here to guide and assist you in meeting your financial goals. We are Laurens County’s Hometown Bank. Farmers State Bank has been diligently serving Laurens County for over 100 years. The main office of Famers State Bank was opened in 1984 in Dublin, Georgia.
(478) 919-2160 Lender's profile and map Ocmulgee Mortgage Company 268 Amanda Drive, Macon, GA, 31216 Lends in Georgia Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
(478) 219-1163 Lender's profile and map Macon-Bibb Employees Credit Union 150 Willie Smokie Glover Drive, Macon, GA, 31201 Lends in Georgia Macon-Bibb Employees Credit Union was established in 1951 to serve the employees of Macon and Bibb county Georgia and their families. The credit union is a member-owned financial cooperative providing affordable banking services to members. While banks return profits to stockholders
(229) 423-4321 Lender's profile and map Community Banking Company of Fitzgerald 102 West Roanoke Drive, Fitzgerald, GA, 31750 Lends in Georgia Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.