In 2025, the USDA loan ceiling in Perry, Houston County, GA is $336,500, whereas, for a single-family home, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to assess the top rates of USDA versus FHA as of today. Determine the requirements of income, credit, reserves, and documentation for eligibility. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, guiding you to choose the most suitable scheme in Alabama for your financial circumstances.
Review offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you quickly and efficiently to the finest USDA or FHA loan, hassle-free. Start from among three paths to match with lenders and USDA loan programs.
A USDA home loan is insured by the government Department of Agriculture, commonly termed USDA rural development or USDA mortgage loan, and applies only to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage necessitates no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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