USDA and FHA Pro and Con in Perry, Houston County, GA

In 2026, the USDA loan ceiling in Perry, Houston County, GA is $336,500, whereas, for a single-family home, the FHA limit is $472,030.

Make use of the Lendersa® USDA loan calculator to assess the top rates of USDA versus FHA as of today. Determine the requirements of income, credit, reserves, and documentation for eligibility. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, guiding you to choose the most suitable scheme in Alabama for your financial circumstances.

Review offers from a selection of 100 lenders

2026 Loan Maximums and Downpayment Details in Perry, Houston County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Perry, GA

The aim of Lendersa® is to connect you quickly and efficiently to the finest USDA or FHA loan, hassle-free. Start from among three paths to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

An Overview of USDA Loans in GA

A USDA home loan is insured by the government Department of Agriculture, commonly termed USDA rural development or USDA mortgage loan, and applies only to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Central National Bank Poteau, OK
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  • Central National Bank is clearly evidenced by both it's history and the Bank's position as one of the leading financial institutions in Southeastern Oklahoma. The Bank was chartered March 7, 1901 as The Bank of Poteau. The new bank was capitalized with $25, 000 and showed a $4, 698 profit for the first full year of operations.

  • The Bank of Landisburg
  • 100 North Carlisle Street, Landisburg, PA, 17040
  • The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.

  • Olive Branch Mortgage, LLC
  • 3301 Market Street, Suite 105, Rogers, AR, 72758
  • Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.

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  • Thrive Mortgage, LLC
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  • 10951 Broadway, Crown Point, IN, 46307
  • Tech Credit Union is a Northwest Indiana based financial institution that provides banking & loan services to the residents and businesses of several NW Indiana and Illinois counties. Being a member-owned and not-for-profit financial institution allows our members to enjoy access to the latest banking services, lower rates on loans

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  • Farmers State Bank & Trust Company
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  • 3498 Industrial Drive, York, PA, 17402
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