USDA VS FHA in Perry, Houston County, GA

In 2025, USDA loan limit in Perry, county of Houston, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Perry, county of Houston, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Perry, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citi Wide Funding
  • 11846 Sixth Street, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • GG Real Estate Services
  • 3200 Guasti Road, Suite 195, Rancho Cucamonga, CA, 91730
  • GG Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Source Funding
  • 9267 Haven Avenue, Suite 240, Rancho Cucamonga, CA, 91730
  • Our associates are professionals who specialize in Residential Real Estate purchase and refinance loans. We are experts adept in the process & procedures of the modern R.E. industry . Let us assist you today in your specific funding needs with a more personable, no pressure, boutique experience.
  • RANTAX INC
  • 9223 Archibald Avenue, Suite J, Rancho Cucamonga, CA, 91730
  • We specialize in income tax preparation for individuals, small businesses and corporations. Our goal is to make tax time as painless as possible for our clients. We understand our customers have different priorities and we try to meet those expectations. Our prices are very competitive and we are open year-round to serve you.
  • Oikos Mortgage Funding
  • 11660 Church Street, Unit 124F, Rancho Cucamonga, CA, 91730
  • Oikos Mortgage Funding understands that borrowing and lending money can be a long tedious process, particularly if all parties involved don’t have the same intention. We understand that every borrower’s and lender’s situation is unique, therefore we provide a varied array of loan products.
  • Econ Financial Group., Inc
  • 10722 Arrow Route, Suite 816, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty and integrity while providing the highest quality of service. Our goal is to provide you with a home loan at the lowest interest rate and closing costs possible. We understand the loan process can be overwhelming, thats why our team of experts help borrowers overcome roadblocks along the way.
  • YSN Financial Corp
  • 8333 Foothill Boulevard, Suite 202, Rancho Cucamonga, CA, 91730
  • YSN Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Devine
  • 9567 Arrow Route, Suite A, Rancho Cucamonga, CA, 91730
  • DEVINE take pride in not being your cliche one size fits all real estate or property management company. Combining our team of experienced real estate experts and professional multimedia designers allows us to offer a powerful marketing strategy designed to effectively attract and engage the modern day real estate consumer market
  • Chris Armen
  • 8439 White Oak Ave, Suite 102, Rancho Cucamonga, CA, 91730
  • Chris Armen Real Estate and Finance We are out of the box game changers, natural born strategists and problem solvers doing it our way since day one. Our brand of Real Estate. Whether its a sale, purchase or refinance, our heart, soul and collective being go into your transaction.
  • Smart Sell Real Estate
  • 9220 Haven Avenue, Suite 108, Rancho Cucamonga, CA, 91730
  • "Our mission is to redefine real estate in the customer's favor. We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional,"
  • Carmel Financial
  • 11010 Arrow Route, Suite 106, Rancho Cucamonga, CA, 91730
  • Carmel Financial Corporation became an emerging leader among lenders in the United States. The company’s unique financing programs have established it as a dominate fixture in the in-home water treatment industry, and made it a growing force in the home improvement products industry.
  • Empire Mortgage
  • 9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
  • Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family