USDA Vs. FHA your options comparison in Waynesboro, Burke County, GA

In 2026, the USDA loan limit in Waynesboro, positioned within Burke county, GA, is $336,500. For a single-family home, the FHA limit is $472,030.

Lendersa®'s USDA loan calculator allows you to compare today's top USDA and FHA rates, analyzing the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, ensuring you select the ideal program in for your financial needs.

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2026 Loan Limits and Down payment Requirements in Waynesboro, Burke, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Investigating USDA and FHA Loan Options in Waynesboro, GA

Lendersa® is dedicated to obtaining the best possible USDA or FHA loan swiftly and hassle-free. Begin with one of three choices to connect with matching lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in GA

A USDA home loan is a government-insured loan administered by the Department of Agriculture, also termed a USDA rural development loan or mortgage, and is suited only for rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 3Rivers Federal Credit Union
  • 1615 Northland Blvd, Fort Wayne, IN, 46825
  • On February 14, 1935, the International Harvester Company Fort Wayne Works Employees Federal Credit Union was organized. With assets of $250, we employed three individuals and were housed in the International Harvester Company office on Pontiac Street and Bueter Road. In 1947, the credit union reached $1 million in assets and continued to grow.

  • MidWest America Federal Credit Union
  • 1104 Medical Park Drive, Fort Wayne, IN, 46825
  • MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois

  • Hallmark Home Mortgage
  • 7421 Coldwater Road, Fort Wayne, IN, 46825
  • Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.

  • WSFS Bank
  • 500 Delaware Avenue, Wilmington, DE, 19801
  • WSFS Bank is the largest and longest-standing community bank in the Greater Delaware Valley. We serve Customers from 89 banking offices in Delaware, the City of Philadelphia and southeastern Pennsylvania, southern New Jersey, Virginia and Nevada. WSFS Bank provides comprehensive financial services.

  • New City Financial
  • 1000 N West Street, Suite 1200-1812, Wilmington, DE, 19801
  • Our mission is to serve our customers with honesty, integrity & competence.Our goal is to provide commercial, investment & rental property refinancing & cash out refinance mortgage options for our clients.New City Financial offers decades of commercial real estate refinancing experience enabling our clients to fast-track funding in a matter of week

  • College Ave Student Loans
  • 233 N. King Street, Suite 400, Wilmington, DE, 19801
  • College Ave, we’ve brought together a top-notch team of selfless problem solvers, each dedicated to doing the right thing for our customers. Our financial services experience runs deep, but our love of corporate red-tape does not, so we’ve created an environment that is comfortable, performance driven, and extremely collaborative.

  • NoteWorthy Federal Credit Union
  • 1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114
  • We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.

  • Greater Cleveland Community Credit Union
  • 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114
  • The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.