USDA and FHA Pro and Con in Waynesboro, Burke County, GA
In 2025, the USDA loan limit in Waynesboro, positioned within Burke county, GA, is $336,500. For a single-family home, the FHA limit is $472,030.
Lendersa®'s USDA loan calculator allows you to compare today's top USDA and FHA rates, analyzing the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, ensuring you select the ideal program in for your financial needs.
2025 Loan Limits and Down payment Requirements in Waynesboro, Burke, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Investigating USDA and FHA Loan Options in Waynesboro, GA
Lendersa® is dedicated to obtaining the best possible USDA or FHA loan swiftly and hassle-free. Begin with one of three choices to connect with matching lenders offering USDA loan programs.
A USDA home loan is a government-insured loan administered by the Department of Agriculture, also termed a USDA rural development loan or mortgage, and is suited only for rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, the USDA mortgage does not require any down payment.
At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move away from Brown County you will always remain a member of our Credit Union Family We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success.
Great Plains Bank is the trusted community financial institution in each of the four locations we serve. We are an independent, locally owned bank that has been providing our customers full service banking for over 100 years. We provide our employees a stimulating and challenging work environment that encourages, develops and rewards excellence.
Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.
Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner
After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
