In 2025, the USDA loan limit for LaFayette in Walker county, GA is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Harness the power of the Lendersa® USDA loan calculator to compare current USDA versus FHA rates. Assess the necessary income, credit rating, reserves, and documentation required to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you determine the right program for your precise financial status, especially in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary objective of Lendersa® is to secure the most favorable USDA or FHA loan options quickly and effortlessly. Choose one of three initial steps to align with lenders offering USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. It is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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