USDA Loan Vs. FHA loan pro & con LaFayette, Walker County, GA

In 2025, the USDA loan limit for LaFayette in Walker county, GA is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Harness the power of the Lendersa® USDA loan calculator to compare current USDA versus FHA rates. Assess the necessary income, credit rating, reserves, and documentation required to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you determine the right program for your precise financial status, especially in .

USDA and FHA Loan Opportunities in LaFayette, GA

The primary objective of Lendersa® is to secure the most favorable USDA or FHA loan options quickly and effortlessly. Choose one of three initial steps to align with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in GA?

The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. It is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

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(925) 289-7602 Lender's profile and map Reviews Falcon Bridge Capital LLC 1999 Harrison Street, Suite 1575, Oakland, CA, 94612 Falcon Bridge Capital formed in 2007 as part of a Joint Venture with a large Private Equity firm to invest in distressed Residential Mortgage Backed Securities ("RMBS"). The Company's clients include endowments/pensions, community banks, and private equity firms.The Company has expertise in structured products.
(877) 369-2828 Lender's profile and map Reviews Self-Help Federal Credit Union 1970 Broadway, Suite 350, Oakland, CA, 94612 Our mission is to create and protect ownership and economic opportunity for all, especially people of color, women, rural residents, and low-wealth families and communities.Self-Help strengthens underserved communities by providing financing to homebuyers, nonprofits, childcare centers, community health facilities.
(510) 575-0315 Lender's profile and map Reviews North Street Finance, LLC 1901 Harrison St, Suite 1100, Oakland, CA, 94612 Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.
(415) 562-6102 Lender's profile and map Reviews Citi Capital Mortgage 300 Frank H. Ogawa Plaza, Suite 250, Oakland, CA, 94612 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(510) 519-9055 Lender's profile and map Reviews PhinanceUS 1901 Harrison St, Suite 1101, Oakland, CA, 94612 PhinanceUS is a mortgage company that specializes in residential, multi-family, and commercial real estate financing. We have 30 years of experience in the mortgage industry.residential, multi-family, and commercial real estate financing. We have 30 years of experience is here to solve your real estate finance needs
(510) 528-2255 Lender's profile and map Reviews Fishman Financial Group, Inc. 1604 Solano Ave, Albany, CA, 94707 Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
(510) 525-2024 Lender's profile and map Reviews Oak Leaf Funding 1580 Solano Avenue, Suite D, Albany, CA, 94707 Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
(510) 526-7933 Lender's profile and map Reviews F.E. Forbes Company Inc. 1795 Solano Ave., Berkeley, CA, 94707 F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
(800) 782-8782 Lender's profile and map Reviews Spectrum Credit Union PO Box 2069, Oakland, CA, 94604 Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages
(925) 202-7027 Lender's profile and map Reviews Bay East Brokers, Inc. 4125 Mohr Avenue, Suite C, Oakland, CA, 94666 HARMIT TOOR real estate agent with Bay East Brokers, Inc in Pleasanton, California and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Need an agent who knows how to effectively market your home so it sells? Give me a call!
(530) 949-4107 Lender's profile and map Reviews TIM RILEY & ASSOCIATES 1636 East Street, Redding, CA, 96001 Through integrity, effective client solutions, transparency in fees and responsibilities, accountability, and cutting edge technology and knowledge, we assist in taking action that allows our clients to retire with dignity, provide for our children’s education and family legacy, and to manage risk of catastrophic financial loss.
(530) 319-5559 Lender's profile and map Reviews Reverse Focus, Inc. 890 Cypress Avenue, Redding, CA, 96001 Reverse Focus delivers cutting edge enterprise-level solutions for the mortgage banking industry. Our team's extensive mortgage sales and management experience provides the foundation on which we build clear, end-to-end business solutions optimized for today's busy Loan Officer. We believe that software does not have to be burdensome.