USDA Vs. FHA your options comparison in Summerville, Chattooga County, GA
In 2025, the USDA loan limit within Summerville, located in Chattooga, GA, is $336,500, whereas the FHA loan limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to effectively compare the top USDA versus FHA rates and identify the income, credit, reserves, and documents necessary for qualification. Our premium mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which option in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Summerville, Chattooga, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Summerville, GA
At Lendersa®, we aim to swiftly and effortlessly connect you with the optimal USDA or FHA loan. Start with one of three pathways that align with lenders and reveal USDA loan choices.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This mortgage type is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.
6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.
6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
Avenu, Inc. is a new equity venture from two organizations with a long history of innovation and success in the mortgage domain: LeadPoint, Inc. is the world’s largest online mortgage lead exchange. Avenu is transforming the monetization model for real estate agents — while empowering home buyers to transact with greater ease and control.
When you partner with Ascension Mortgage Brokers, you’re making a choice to work with the best in the business; true professionals with the experience, skill set, attitude and determination to provide you with a fast, air-tight, comprehensive, no-nonsense streamlined process that not only achieves your financial objectives.
7135 South Highland Drive, Suite 202, Salt Lake City, UT, 84121
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
6375 South Highland Drive, Salt Lake City, UT, 84121
Arch Lending a DBA of Stonebrook Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
3126 East Danish Ridge Way, Salt Lake City, UT, 84121
As a Mortgage Lending Manager, NICOLE's aim is to fulfill your real estate goals, whether you want to refinance a home you already own or purchase a new one. I am here to provide you with detailed options and sound recommendations so you can make informed choices that best fit your mortgage financing needs.
7836 Danish Point Place, Salt Lake City, UT, 84121
White Pine Funding LLC works with multiple lenders and products that define an individual’s unique needs in getting a mortgage loan. The owner has lived in Utah for all of his adult life, raised a family here and is familiar with the community. With 20 years of industry experience, our branch can help you every step of the way.
6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
IntroLend .com is the nation’s most advanced consumer lending platform. Specializing in mortgages (both new purchase and refi), but also serving the needs of vehicle, credit card and personal loan shoppers, IntroLend fuses industry-leading technology to white-glove personal service.
7938 South 3500 East, Suite B600, Cottonwood Heights, UT, 84121
Associated Mortgage has been in the mortgage business since 1989 Associated Mortgage is a full service mortgage company servicing the Utah market. We work with first time home buyers all the way to seasoned real estate investors. We are committed to helping and educating our customers with their residential mortgage needs
