USDA VS FHA in Lake-Park, Lowndes County, GA

In 2024, USDA loan limit in Lake-Park, county of Lowndes, GA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Lake-Park, county of Lowndes, GA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lake-Park, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lend Plus
  • 85 Enterprise, Suite 300, Aliso Viejo, CA, 92656
  • Lend Plus is a rapidly growing direct lender based in Aliso Viejo revolutionizing the mortgage industry. Our core values are built on our mantra, “Being More, Doing More, Giving More” for our company, clients and our community. Our dynamic management team is dedicated to driving efficiency, quality and transparency.
  • Vylla
  • 25 Enterprise, Suite 303, Aliso Viejo, CA, 92656
  • At Vylla, we bring every step of the homeownership process together under one roof including real estate, title, settlement and escrow. This makes the path to homeownership simple, the way it should be, and we provide personalized support every step of the way. We are America’s first and only homeownership company of its kind.
  • LowerOurMortgage.com
  • 25 Anacapa Ln, Aliso Viejo, CA, 92656
  • At LowerOurMortgage.com our team of professional mortgage experts are Refinance Specialists. Loan options include VA and Conventional Loans. Now is the perfect time to refinance your current home. Rates are at an all time low! We are seeing some of the lowest interest rates ever from our lenders.
  • JMJ Financial - Long Beach
  • 26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
  • At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.
  • ClearEdge Lending
  • 20 Enterprise, Suite 330, Aliso Viejo, CA, 92656
  • The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team.
  • Aliso Niguel Mortgage
  • 120 Vantis, Suite 336, Aliso Viejo, CA, 92656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RE Capital Group
  • 26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656
  • "We are a wholesale mortgage company offering all loan types for purchase and re-finance. We provide the lowest wholesale rates and loan costs, fast closing within average of 14-21 days, and no broker fees are paid by the Loan Applicant/Borrower. In addition, we can offer: appraisal waivers, escrow impound waivers for tax and insurance,"
  • American Select Funding, Inc.
  • 95 Enterprise, Suite 340, Aliso Viejo, CA, 92656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • 1st Nationwide Mortgage
  • 65 Enterprise, Aliso Viejo, CA, 92656
  • We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.
  • America's Moneyline Inc.
  • 27081 Aliso Creek Road, Suite 200, Aliso Viejo, CA, 92656
  • America’s Moneyline is your one stop shop for all your Mortgage Finance needs and is proudly. Our loan process is focused on your individual needs. We offer home loans specific to your criteria and goals. Our licensed staff of Mortgage Advisers and Loan Processors specialize in Fannie Mae, Freddie Mac,