USDA VS FHA in Lilburn, Gwinnett County, GA

In 2025, the USDA loan threshold in Lilburn, situated in Gwinnett County, GA, is $330,200. In comparison, the FHA limit for a single-family home is $592,250.

Leverage the Lendersa® USDA loan calculator to explore the best USDA vs. FHA rates available today. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist you in choosing the best program tailored for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lilburn, Gwinnett County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lilburn, GA

Lendersa® is committed to connecting you with the most advantageous USDA or FHA loans quickly and without hassle. Begin your journey with one of three strategies that match you with ideal lenders and USDA loan programs.

Visual of USDA loan request and matching results on Lendersa

What is a USDA Loan in GA?

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often known as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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