USDA and FHA Pro and Con in Lilburn, Gwinnett County, GA

In 2025, the USDA loan threshold in Lilburn, situated in Gwinnett County, GA, is $330,200. In comparison, the FHA limit for a single-family home is $592,250.

Leverage the Lendersa® USDA loan calculator to explore the best USDA vs. FHA rates available today. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist you in choosing the best program tailored for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lilburn, Gwinnett County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lilburn, GA

Lendersa® is committed to connecting you with the most advantageous USDA or FHA loans quickly and without hassle. Begin your journey with one of three strategies that match you with ideal lenders and USDA loan programs.

Visual of USDA loan request and matching results on Lendersa

What is a USDA Loan in GA?

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often known as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homestead Mortgage, LLC
  • 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106
  • "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service. We understand that every borrower is different, and our clients have access to the widest array of programs and options,"
  • Title Mortgage Solution
  • 7 Lebanon Street, Suite 105, Hanover, NH, 03755
  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
  • Legacy Mortgage, LLC
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  • Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
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  • Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
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  • Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
  • MSA Mortgage, LLC
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  • The Wanda State Bank
  • 121 W Main, Wanda, MN, 56294
  • The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
  • Northfield Savings Bank
  • 210 College Street, Suite 201, Burlington, VT, 05401
  • Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont