USDA Loan Vs. FHA loan pro & con Stone-Mountain, DeKalb County, GA

In 2025, the USDA loan limit for Stone-Mountain, situated in DeKalb county, GA, is $330,200. For a single-family home, the FHA limit is $412,850.

Leverage the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA rates, determining the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your financial needs, particularly in .

Decoding USDA and FHA Loan Options in Stone-Mountain, GA

The mission of Lendersa® is to efficiently secure the best USDA or FHA loans without difficulty. Choose one of three starting points to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. This loan is available only in rural neighborhoods and, unlike FHA loans which require at least a 3.5% down payment, USDA loans need none.

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(707) 888-2523 Lender's profile and map Reviews Abana Mortgage 7105 East Hurlbut Avenue, Sebastopol, CA, 95472 Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
(707) 823-6646 Lender's profile and map Reviews Cottingham Mortgage, Inc. 130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472 Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
(800) 760-5809 Lender's profile and map Reviews Price Mortgage LLC 3110 State Street, Medford, OR, 97503 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
(503) 212-3200 Lender's profile and map Reviews Lewis & Clark Bank 15960 S. Agnes Ave., Oregon City, OR, 97045 Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.
(503) 656-0671 Lender's profile and map Reviews Clackamas Federal Credit Union 270 Warner Milne Road, Oregon City, OR, 97045 Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.
(503) 502-4042 Lender's profile and map Reviews Value Added Mortgage Group LLC 19346 Auburn Drive, Oregon City, OR, 97045 Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.
(503) 201-1668 Lender's profile and map Reviews Turn Key Mortgage LLC 207 8th Street, Oregon City, OR, 97045 Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.
(503) 631-3311 Lender's profile and map Reviews HILL VALLEY FINANCIAL SERVICES INC 18080 S. Shiloh Lane, Oregon City, OR, 97045 HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
(971) 235-4196 Lender's profile and map Reviews Scouters Mortgage 1913 Main Street, Suite 151, Oregon City, OR, 97045 "We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business. Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
(503) 760-5304 Lender's profile and map Reviews NW Priority Credit Union 12630 SE Division, Portland, OR, 97236 NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
(503) 427-1667 Lender's profile and map Reviews Northwest Reverse Mortgage 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015 We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
(503) 477-4490 Lender's profile and map Reviews Golden Mortgage LLC 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.