USDA Loan Vs. FHA loan pro & con Mountain-Park, Gwinnett County, GA

For 2025 in Mountain-Park, within Gwinnett County, GA, the USDA loan limit stands at $330,200. Meanwhile, the FHA limit for a single-family home is $412,850.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates offered today and determine the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in Alabama for your financial needs.

Exploring USDA and FHA Loan Options in Mountain-Park, GA

The aim of Lendersa® is to connect you with the best possible USDA or FHA loans efficiently and with ease. Engage with one of three initial strategies to align with suitable lenders and USDA loan programs.

Illustration of Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in GA

A USDA home loan, guaranteed by the government Department of Agriculture—often referred to as a USDA rural development or USDA mortgage loan—is specifically available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(916) 242-0803 Lender's profile and map Reviews Van Patten Mortgage Group 1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762 The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.
(916) 939-9571 Lender's profile and map Reviews Western Heritage Financial, Inc. 4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762 At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.
(916) 461-4244 Lender's profile and map Reviews Equip Capital Group, Inc 989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762 Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.
(916) 568-0100 Lender's profile and map Reviews Liberty Mortgage Acceptance Corporation 4980 Hillsdale Circle, El Dorado Hills, CA, 95762 Liberty Mortgage Acceptance is a national commercial mortgage real estate lender offering long term fixed rate loan financing on all types of income property including office buildings, shopping centers, retail properties, apartments, multi-family, industrial, hotels, mobile home parks, R&D, congregate care, assisted living and nursing homes
(209) 846-5188 Lender's profile and map Reviews Upstar Home Mortgage Inc. 2005 Evergreen Ave., Modesto, CA, 95350 Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
(209) 568-4940 Lender's profile and map Reviews Alameda Mortgage Corporation 1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350 "At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"
(209) 526-6200 Lender's profile and map Reviews Carrollton Mortgage Co. 3400 Tully Road, Suite A, Modesto, CA, 95350 Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.
(209) 577-8000 Lender's profile and map Reviews Taylor Mortgage Company, Inc. 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350 Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.
(209) 602-2109 Lender's profile and map Reviews S/L Mortgage 509 Scenic Dr, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(559) 960-4465 Lender's profile and map Reviews Scenic Oaks Funding 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350 Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.