For 2025 in Mountain-Park, within Gwinnett County, GA, the USDA loan limit stands at $330,200. Meanwhile, the FHA limit for a single-family home is $412,850.
Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates offered today and determine the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in Alabama for your financial needs.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $330,200 | 0% |
| FHA | $412,850 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to connect you with the best possible USDA or FHA loans efficiently and with ease. Engage with one of three initial strategies to align with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture—often referred to as a USDA rural development or USDA mortgage loan—is specifically available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
