USDA VS FHA in Louisville, Jefferson County, GA

In 2025, the USDA loan limit for Louisville in Jefferson, GA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare top USDA versus FHA rates today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help you select the optimal program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Louisville, Jefferson County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Louisville, GA

The mission of Lendersa® is to quickly secure a suitable USDA or FHA loan for you without any hassle. Choose from three starting options to connect with lenders and explore USDA loan offerings.

Results from Lendersa USDA loan requests

About USDA Loans in GA

A USDA home loan is backed by the Department of Agriculture and often referred to as a USDA rural development loan. It is exclusively available in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ICG Enterprises LLC
  • 6370 W Flamigo Rd, Unit 5, Las Vegas, NV, 89103
  • We have a unique way to handle every file we receive. It is the best way to get clients funded. Except for our company, no other will do this. We do our loans inside out. That means, we seek an underwriter’s approval before a loan application is submitted. This approach ensures that time will not be wasted. After all, wasting time is wasting money.
  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
  • Ovation Mortgage Corp
  • 5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
  • Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.
  • City View Mortgage
  • 5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
  • City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage
  • Family Mortgage Inc
  • 4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
  • Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.
  • Medallion Mortgage Inc
  • 6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
  • Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
  • iQRate Mortgages
  • 6332 S Rainbow Blvd, Las Vegas, NV, 89118
  • QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.
  • Las Vegas Finance
  • 5715 W Sahara Ave, Suite 103, Las Vegas, NV, 89146
  • We started Las Vegas Finance as a better option than other places that only finance payday loans. We are a company that emphasizes fair, honest, and friendly service. We report the good credit you build when paying off your loan with us. We provide installment loans for fair, and even bad credit.
  • Weststar Credit Union
  • 2775 S Rainbow Blvd, Las Vegas, NV, 89146
  • WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.