USDA and FHA Pro and Con in Swainsboro, Emanuel County, GA
As of 2025, in Swainsboro, located within Emanuel county of GA, the USDA loan limit stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to gauge today's USDA versus FHA optimal rates, and establish the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator helps you see USDA, FHA, Conforming, and VA options side by side. This allows you to identify the ideal program for your specific financial needs, especially if you are based in .
Details of 2025 Loan Limits and Down Payment Requirements in Swainsboro, Emanuel, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Swainsboro, GA
At Lendersa®, our objective is to quickly and smoothly secure the best available USDA or FHA loan for you. Choose one of the following three paths to connect with matching lenders and USDA lending programs.
A USDA home loan, guaranteed by the government Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are exclusively available in rural areas, unlike FHA loans, which mandate a minimum of 3.5% down payment. Notably, USDA mortgages require no down payment.
Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
133 West Main St, Suite 155A, Northville, MI, 48167
Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.
Fidelity Funding Co., Inc. is a residential mortgage company based in Farmington Hills, Michigan. At Fidelity Funding Co., Inc. we strive to provide a stress-free and simple process to an otherwise complex and confusion mortgage process We will work with you and educate you on the vast amount of programs and help you decide which best suits.
Ukrainian Selfreliance Michigan Federal Credit Union
26791 Ryan Road, Warren, MI, 48091
USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.
OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
44 Washington Street, Suite 200, Toms River, NJ, 08753
Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
Citizens Bank of Rogersville offers a comprehensive approach to community bank services centered on your needs and aspirations. Our professionals are here to assist you with your financial requirements for both your personal and business needs. This allows us to help you develop solutions that work for you alone.
