USDA Vs. FHA your options comparison in Hampton, Henry County, GA

For 2025, the USDA loan limit in Hampton, within Henry county, GA, is $377,200, whereas the FHA limit for a single-family home is $592,250.

Use Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program for your unique financial situation, especially in .

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Details of 2025 Loan Limits and Down Payments in Hampton, Henry, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Hampton, GA

At Lendersa®, we aim to swiftly connect you with the best USDA or FHA loans effortlessly. Choose from three options to match with the USDA loan programs and lenders.

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Understanding USDA Loans in GA

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Jyotsna M. Ramaiya
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  • "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing ​their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
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