USDA and FHA Pro and Con in Hampton, Henry County, GA

For 2026, the USDA loan limit in Hampton, within Henry county, GA, is $377,200, whereas the FHA limit for a single-family home is $592,250.

Use Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program for your unique financial situation, especially in .

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Details of 2026 Loan Limits and Down Payments in Hampton, Henry, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Hampton, GA

At Lendersa®, we aim to swiftly connect you with the best USDA or FHA loans effortlessly. Choose from three options to match with the USDA loan programs and lenders.

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Understanding USDA Loans in GA

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 280 N. Old Woodward Avenue, Suite 104, Birmingham, MI, 48009
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  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.

  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
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  • Michigan United Mortgage LLC
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  • First National Bank of Winnsboro
  • 315 N Main St, Winnsboro, TX, 75494
  • First National Bank of Winnsboro has been continually serving multiple generations of families for over a century!
    At the 2018 Customer Appreciation BBQ, Texas Bankers Association and The Independent BankersBank presented FNB with a award for celebrating 125 years of banking. Windol Cook, on behalf of TIB, stated.

  • Cecil County School Employees' Federal Credit Union
  • 203 Booth Street, Elkton, MD, 21921
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  • Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.

  • First Bank & Trust (Illinois)
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  • Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services

  • Resource Plus Mortgage
  • 1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
  • The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Expert Mortgage Associates Inc
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