USDA and FHA Pro and Con in Hampton, Henry County, GA

For 2026, the USDA loan limit in Hampton, within Henry county, GA, is $377,200, whereas the FHA limit for a single-family home is $592,250.

Use Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program for your unique financial situation, especially in .

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Details of 2026 Loan Limits and Down Payments in Hampton, Henry, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Hampton, GA

At Lendersa®, we aim to swiftly connect you with the best USDA or FHA loans effortlessly. Choose from three options to match with the USDA loan programs and lenders.

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Understanding USDA Loans in GA

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ZFG Mortgage
  • 6670 S. Lewis Ave, Suite 200, Tulsa, OK, 74136
  • ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.

  • AMC Mortgage
  • 7211 S Yale Avenue, Tulsa, OK, 74136
  • AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.

  • Peoples Trust and Savings Bank
  • 90 E. Railroad St, Riverside, IA, 52327
  • Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.

  • Northwood Federal Credit Union
  • 6836 Castor Avenue, Philadelphia, PA, 19149
  • The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.

  • Raytown Lee's Summit Community Credit Union
  • 10021 E 66th Terrace, Kansas City, MO, 64133
  • Raytown-Lee's Summit Community Credit Union Motto We are here to provide our members with the excellent, efficient and friendly service they deserve. Raytown-Lee’s Summit Community Credit Union continues to grow, and growth offers better loan rates and higher dividends for our members. We want to serve as your family’s primary financial institute.

  • Mortgage Lehigh Valley
  • 3261 Route 100, Suite 100, Macungie, PA, 18062
  • My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013.
    On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience

  • Ambler Savings Bank
  • 155 E Butler Avenue, Ambler, PA, 19002
  • For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender.

    Ambler Savings Bank has been serving the financial needs of residents

  • United Lending Group of NJ
  • 1716 Penns Ln, Ambler, PA, 19002
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Philadelphia Mortgage Company, Inc
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.

  • Legacy Capital
  • 921A N Bethlehem Pike, Unit 2, Ambler, PA, 19002
  • We’ve been financial advisors, note buyers, real estate operators, developers, lenders, educators, advisors, and coaches. But one big passion that has been there throughout everything and has only grown for us over the years is how to utilize finance to grow and scale businesses in a responsible way.

  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years

  • LEO MORTGAGE, INCORPORATED
  • 921-A Bethlehem Pike, Suite 208, Ambler, PA, 19002
  • Leo Mortgage is a family owned and operated full service Mortgage Brokerage dedicated to provided tremendous customer service. When we do a good job for you, we believe you will tell a friend - and that is how our business grows. We are: The Leader in Home Financing. We provide good old fashioned customer service. Call us anytime (215) 542-9900