USDA and FHA Pro and Con in Bonanza, Clayton County, GA
As of 2025, the USDA loan limit for Bonanza in Clayton County, GA, is $336,500, while the cap for an FHA loan on a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rate offerings. This helps you figure out necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for side-by-side viewing of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable choice for your financial circumstances in .
2025 Loan Limits and Down Payment Guidelines in Bonanza, Clayton County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Programs in Bonanza, GA
Lendersa® is dedicated to quickly finding you the best USDA or FHA loan options, free from hassle. Begin with one of three pathways that match you with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment at all.
Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
