USDA and FHA Pro and Con in Morrow, Clayton County, GA
For 2025, the USDA loan limit in Morrow, located in Clayton county of GA, is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's finest USDA versus FHA rates, identifying the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA options side by side, assisting you in picking the best program for your specific financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Morrow, Clayton, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Morrow, GA
The aim of Lendersa® is to secure the most suitable USDA or FHA loans promptly and effortlessly. Choose from three starting points to connect with lenders and access USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA mortgages require no down payment.
3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.
Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular
Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
