USDA Vs. FHA your options comparison in Jonesboro, Clayton County, GA
In 2026, the USDA loan ceiling for Jonesboro in Clayton county, GA, is $336,500. The FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates, determining the income, credit, reserves, and documents you’ll need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Jonesboro, Clayton, GA
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jonesboro, GA
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and effortlessly. Pick one of three ways to match with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only for rural areas, it differs from FHA loans by not requiring a down payment, whereas FHA loans need at least 3.5%.
Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
MS Home Mortgage is a mortgage lending company in Georgia that partners with wholesale lenders and investors from across the country. We help clients by offering them the right mortgage products and providing them with exceptional services to approve and close their loans quickly.
We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
AIM Financial Solutions llc is a premier E-Services Accounting/Mortgage Brokerage Firm. Our mission is to empower and guide individuals, families and small business to achieve financial success at all stages of their lives. Our motto is DREAM AWAKE because we believe if you can dream it than you can achieve it.
101 Devant Street, Suite 704, Fayetteville, GA, 30214
Lends in Georgia
Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
Lends in Georgia
Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU
Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
