USDA Vs. FHA your options comparison in Jonesboro, Clayton County, GA
In 2025, the USDA loan ceiling for Jonesboro in Clayton county, GA, is $336,500. The FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates, determining the income, credit, reserves, and documents you’ll need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Jonesboro, Clayton, GA
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jonesboro, GA
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and effortlessly. Pick one of three ways to match with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only for rural areas, it differs from FHA loans by not requiring a down payment, whereas FHA loans need at least 3.5%.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
Northwest Arkansas Federal Credit Union is a member owned and operated cooperative. We provide personalized services to assist our members in meeting their financial goals. We are dedicated to maintaining an informed membership and providing service in an efficient, convenient, and friendly manner.
Signature Bank of Arkansas was established in 2005 by a team of well-respected and experienced local Bankers who had the dream of building a Bank where decisions were made locally and in the best interests of not only the Bank but customers and team members as well.
Signature Bank of Arkansas
Member FDIC - Equal Housing Lender
Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
1450 East Zion Road, Suite 10, Fayetteville, AR, 72703
Generations Mortgage specializes in home purchase and refinance loans. We are committed to helping you obtain the ideal mortgage for your unique situation. Our knowledgeable, experienced staff will help you evaluate your options, identify the best-suited loan program and clear the way to a timely closing.
Hard Money Lenders IO | Private Loans Lender | Florida
15805 Biscayne Blvd, North Miami Beach, FL, 33160
HARD MONEY LENDERS IO IS A PRIVATE LENDING COMPANY LOCATED IN MIAMI, FLORIDA GIVING LOANS TO REAL ESTATE INVESTORS AND ENTREPRENEURS. WE SPECIALIZE IN OFFERING LOANS TO PROFESSIONAL REAL ESTATE INVESTORS FOR THEIR NON-OWNER OCCUPIED REAL ESTATE INVESTMENT. WE OFFER TAILOR-MADE LOANS TO SUIT YOUR SPECIFIC NEEDS.
3323 NE 163rd St STE 404, North Miami Beach, FL, 33160
Mister Loans recognizes the struggle many faces in acquiring fair, honest home mortgage loans. That’s why we aim to exceed expectations We strive above all else to simplify the loan application process and help our partners achieve their goals through fair and competitive mortgage financing options.
