USDA Vs. FHA Pro and Con comparison in Jonesboro, Clayton County, GA
In 2025, the USDA loan ceiling for Jonesboro in Clayton county, GA, is $336,500. The FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates, determining the income, credit, reserves, and documents you’ll need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Jonesboro, Clayton, GA
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jonesboro, GA
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and effortlessly. Pick one of three ways to match with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only for rural areas, it differs from FHA loans by not requiring a down payment, whereas FHA loans need at least 3.5%.
University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure.
Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
2800 South Washington Street, Grand Forks, ND, 58201
The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.
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