USDA and FHA Pro and Con in Riverdale, Clayton County, GA
For 2025 in Riverdale, within the county of Clayton, GA, the USDA loan cap is $336,500, whereas the FHA limit for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates available today between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best program in Alabama for your unique fiscal needs.
Loan Limits and Down Payment Requirements for 2025 in Riverdale, Clayton, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Riverdale, GA
At Lendersa®, we strive to provide you with the most advantageous USDA or FHA loans swiftly and without difficulty. Choose from three paths to find appropriate lenders and USDA loan programs.
A USDA home loan, offered with the backing of the Department of Agriculture, is often referred to as a USDA rural development or USDA mortgage loan. It is accessible only in rural regions. Unlike FHA loans which demand a minimum 3.5% down payment, USDA loans require no down payment at all.
4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418
Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership.
Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.
5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
Our mission is to provide the best financial products and services to our member communities in a friendly personal manner while maintaining financial stability and encouraging financial responsibility Kenowa Community Federal Credit Union was originally chartered September 23, 1952 under the name Wyoming Township Employees Federal Credit Union.
We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.
It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
Alba-Golden Federal Credit Union has as its mission, the responsibility for providing an efficient, effective and well managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Alba-Golden Federal Credit Union will continue a sound yet progressive asset management strategy.