USDA Loan Vs. FHA loan pro & con for Lake-City, Clayton County, GA

In 2024, USDA loan limit in Lake-City, county of Clayton, GA is $0 while FHA limit is $412,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-City, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(954) 440-6240 https://cmlmortgage.com/ 592 miles Lender's profile and map Reviews Capstone Mortgage Lending LLC 11401 SW 40th St, Suite 206, Miami, FL, 33165 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(708) 430-5000 https://firstsecurebank.com/ 592 miles Lender's profile and map Reviews First Secure Bank and Trust Co. 10360 South Roberts Road, Palos Hills, IL, 60465 First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
(269) 649-1371 http://www.classic-mortgage.com 593 miles Lender's profile and map Reviews Classic Mortgage Corporation 104 S Michigan Ave, Vicksburg, MI, 49097 Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
(479) 321-3355 https://blrmortgage.com/ 593 miles Lender's profile and map Reviews Bank of Little Rock Mortgage 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712 Bank of Little Rock Mortgage is a leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
(479) 250-4485 https://www.heromortgage.com/ 593 miles Lender's profile and map Reviews Hero Mortgage, LLC 609 SW 8th Street, Suite 600, Bentonville, AR, 72712 Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
(479) 279-3037 https://nsmloans.com/ 593 miles Lender's profile and map Reviews New Season Mortgage, LLC 900 SE 5th Street, Suite 22, Bentonville, AR, 72712 New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
(305) 324-4004 https://www.mffcu.org/ 593 miles Lender's profile and map Reviews Miami Firefighters Federal Credit Union 1111 NW 7th St, Miami, FL, 33136 Miami Firefighters Federal Credit Union is a not-for-profit, cooperative banking institution, serving its members since 1935 with a wide array of benefits designed to meet all the banking needs of its members and their families. It all began in 1935, in a small room behind Station 1, then called Central Station on Flagler St.
(305) 785-4442 https://www.ensourcefinancial.com/ 593 miles Lender's profile and map Reviews Ensource Financial Corp 1951 North West 7th Avenue, Suite 600, Miami, FL, 33136 Definition of insanity is doing the same thing over & over and expecting a different result. From this idea and because we want to be the change we want to see, is why Ensource Financial exists. We want to redefine the Mortgage experience by cutting out the bull and letting you know if the juice is really worth the squeeze,
(410) 687-5240 https://www.lmfcu.org/ 593 miles Lender's profile and map Reviews LM Federal Credit Union 101 Chesapeake Park Plaza, Middle River, MD, 21220 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
(866) 817-0378 http://www.rms.loans 593 miles Lender's profile and map Reviews RESIDENTIAL MORTGAGE SOLUTIONS 1515 Martin Blvd., Baltimore, MD, 21220 Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
(305) 460-4001 https://www.amerantbank.com/ 593 miles Lender's profile and map Reviews Amerant Bank 220 Alhambra Circle, Coral Gables, FL, 33134 Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB). For over 40 years, the Bank has developed strong community relationships, always adapting to our customers' lives and specific needs, in a dynamic and positive way.