USDA Loan Vs. FHA loan for Lake-City, GA [Clayton County Rates 2023]

In 2025, USDA loan limit in Lake-City, county of Clayton, GA is $0 while FHA limit is $412,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-City, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(757) 877-2444 503 miles Lender's profile and map Reviews 1st Advantage Federal Credit Union PO Box 2116, Burlington, VA, 23609 1st Advantage has long been a Virginia-based credit union focused on you, our member. As a not-for-profit financial institution, we're structured to save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service and 1st Advantage Federal has grown from a cigar box with $500 to local community.
(870) 210-7222 503 miles Lender's profile and map Reviews TWO RIVERS FEDERAL CREDIT UNION 204 N. 10th Street, Arkadelphia, AR, 71923 In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
(540) 635-7133 503 miles Lender's profile and map Reviews Front Royal Federal Credit Union 230 North Royal Avenue, Front Royal, VA, 22630 Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
(540) 635-1112 503 miles Lender's profile and map Reviews CBM Mortgage, Inc 912 Hometown Way, Front Royal, VA, 22630 CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
(757) 487-3474 504 miles Lender's profile and map Reviews Northern Star Credit Union 5100 George Washington Highway, Portsmouth, VA, 23702 We have been in business since before Tidewater was Hampton Roads and rebranded into #the757 of Coastal Virginia. We have survived recessions, depressions, and natural disasters and will continue to serve you in years to come. Northern Star CU is located in Portsmouth, Virginia. 5100 George Washington Highway, Portsmouth, VA 23702.
(501) 623-9230 504 miles Lender's profile and map Reviews GARLAND COUNTY EDUCATORS' FEDERAL CREDIT UNION 190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913 The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions. We are a not-for-profit, member-owned, federally insured federal credit union.
(501) 623-7004 504 miles Lender's profile and map Reviews Combined Federal Credit Union 203 Nash St, Hot Springs National Park, AR, 71913 Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
(419) 238-1463 504 miles Lender's profile and map Reviews First Federal Savings and Loan Association of Van Wert 679 Fox Road, Van Wert, OH, 45891 First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
(419) 238-9662 504 miles Lender's profile and map Reviews Van Wert Federal Savings Bank 976 South Shannon Street, Van Wert, OH, 45891 Van Wert Federal takes pride in being the leading mortgage lender in the area. Whether you are building a new home, purchasing a home, or refinancing a residential property, we are here to help you. Our loan officers have the experience and resources to work with you personally to identify your goals.
(757) 398-2384 504 miles Lender's profile and map Reviews Summit Hampton Roads Federal Credit Union 3636 High Street, Portsmouth, VA, 23707 Summit Hampton Roads Federal Credit Union has been open since 1970. The credit union has assets totaling $10.32 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves health care employees.
(239) 217-6410 504 miles Lender's profile and map Reviews The Prestige Mortgage Team 5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971 With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.