USDA Loan Vs. FHA loan for Lake-City, GA [Clayton County Rates 2023]

In 2025, USDA loan limit in Lake-City, county of Clayton, GA is $0 while FHA limit is $412,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Lake-City, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 293-5199 449 miles Lender's profile and map Reviews 1st Phase Mortgage 5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816 1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
(225) 924-1900 449 miles Lender's profile and map Reviews Standard Mortgage Corporation 11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816 At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
(225) 678-0721 449 miles Lender's profile and map Reviews Highcrest Home Lending 4021 WE Heck Court, Building M2, Baton Rouge, LA, 70816 Highcrest Home Lending we understand that buying a home can be an intimidating process. Our representatives are your guides into the home buying world. We do not judge we help you discover what mortgage will work best for you & your lifestyle. We pledge to provide top-notch customer service & the most competitive loan products to our clients"
(225) 412-7773 449 miles Lender's profile and map Reviews Reliant Mortgage 11741 Market Place Ave., Baton Rouge, LA, 70816 Reliant Mortgage, we want to create enduring relationships with our clients! This way you can feel assured that you have found your one-stop shop mortgage company for many years to come. The Reliant Mortgage team is here to assist you in your home buying needs, whether big or small. We help anyone
(225) 293-6855 449 miles Lender's profile and map Reviews Mortgage Financial Services 10922 Coursey Blvd, Suite B, Baton Rouge, LA, 70816 Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process.
(317) 852-2268 449 miles Lender's profile and map Reviews Hendricks County Bank and Trust Company 1 East Main Street, Brownsburg, IN, 46112 Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
(317) 852-1997 449 miles Lender's profile and map Reviews Hometrust Mortgage Services, LLC 314 E. Main St., Brownsburg, IN, 46112 Our mortgage experts treat you with the respect due a valued customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So here is our promise to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
(614) 207-1527 449 miles Lender's profile and map Reviews Wilbert L Butler Jr dba Premier Financial Services 955 Mahle Drive, Reynoldsburg, OH, 43068 "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
(765) 778-0809 449 miles Lender's profile and map Reviews GVC Mortgage, Inc 600 Corporation Dr, Suite 200, Pendleton, IN, 46064 GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.
(434) 964-2001 449 miles Lender's profile and map Reviews UVA Community Credit Union 3300 Berkmar Dr, Charlottesville, VA, 22901 The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
(434) 293-5200 449 miles Lender's profile and map Reviews Mahone Mortgage LLC 685 Berkmar Court, Charlottesville, VA, 22901 Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.