USDA Loan Vs. FHA loan for Lake-City, GA 2025

In 2025, USDA loan limit in Lake-City, county of Clayton, GA is $0 while FHA limit is $412,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-City, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(607) 722-3335 Lender's profile and map Reviews Tioga State Bank, National Association 1430 Upper Front St, Binghamton, NY, 13901 Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
(817) 563-1466 Lender's profile and map Reviews Prosperity Mortgage, LLC 5500 East Loop 820 South, Suite 101A, Fort Worth, TX, 76119 Our services will take the complications out of the process. Let one of our Loan Specialist analysis your credit profile to take the guess work out and identify the best financing available for you. You’ll be surprised by how easy your life becomes once we work together— contact one of our professional for more information.
(732) 352-3749 Lender's profile and map Reviews First Credit Group, LLC 1280 Wall St. West, Suite 306, Lyndhurst, NJ, 07071 Our mission is to provide our clients with access to a variety of loans and financing options to help meet their business needs. Our financial products offer start-ups or existing businesses access to financing that can be used for a wide-range of purposes, including working capital, expansion, purchase of inventory, supplies, machinery, equip
7327715596 Lender's profile and map Reviews Quentin Realty Capital 43 9th st, Brooklyn, NY, 11215 Quentin Realty Capital A Direct Private Lender You Can Trust With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain. Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
(718) 780-3618 Lender's profile and map Reviews NYM Federal Credit Union 501 Sixth Street, Suite 2E\|2F, Brooklyn, NY, 11215 The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.
(817) 847-8992 Lender's profile and map Reviews Family 1st of Texas Federal Credit Union 3501 Western Center Boulevard, Fort Worth, TX, 76137 Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
(515) 282-1611 Lender's profile and map Reviews Premier Credit Union Credit Union of Des Moines 800 9th Street, Des Moines, IA, 50309 Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
(515) 244-8647 Lender's profile and map Reviews Polk County Credit Union 111 Court Avenue, Room 110, Des Moines, IA, 50309 Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
(800) 544-3452 Lender's profile and map Reviews Federal Home Loan Bank of Des Moines 909 Locust Street, Des Moines, IA, 50309 Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
(515) 245-2863 Lender's profile and map Reviews Bankers Trust Company 453 7th St, Des Moines, IA, 50309 For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
(515) 313-0580 Lender's profile and map Reviews Gooi Mortgage, Inc 400 Locust St, Suite 330, Des Moines, IA, 50309 The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.