In 2026, the USDA loan limit in Moultrie, located in Colquitt County, GA, is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare current USDA against FHA rates to determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in picking the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best USDA or FHA loans rapidly and efficiently. Choose one of three starting routes to find matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. It's available solely in rural areas. Different from FHA loans needing at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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