USDA Vs. FHA Pro and Con comparison in Sylvester, Worth County, GA

In 2025, the USDA loan limit for Sylvester, situated in Worth county, GA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and ascertain the income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans side by side, enabling you to determine which program best fits your financial needs, especially in .

Review offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Sylvester, Worth, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sylvester, GA

The aim of Lendersa® is to secure you the best USDA or FHA loans quickly and without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. Available only in rural areas, unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
  • Hard Money Bankers
  • 10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046
  • HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.
  • The Frederick Community Bank
  • 106 N. Market St., Paxton, IL, 60957
  • The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
  • Mortgage Tech
  • 3001 Settlers Ct, Murrysville, PA, 15668
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.
  • PREMIER MORTGAGE CONSULTANTS LLC
  • 3134 Lillian Avenue, Murrysville, PA, 15668
  • Premier Mortgage Consultants, LLC, is a Licensed Pennsylvania Mortgage Broker focused on residential mortgage financing. Dave is devoted to building strong relationships with his customers by keeping them informed about their loans. His number one goal is customer satisfaction which he achieves by upholding the highest levels of knowledge
  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • Severn Bank
  • 200 Westgate Circle, Suite 200, Annapolis, MD, 21401
  • We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.