FHA Vs. USDA loan program for Pelham, Mitchell County, Georgia

In 2025, the USDA loan limit for Pelham, in Mitchell County, GA, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, identifying income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in determining the best program for your financial condition in .

USDA and FHA Loan Selections in Pelham, GA

Lendersa® is dedicated to obtaining the most beneficial USDA or FHA loan for you, promptly and smoothly. Choose one of three starting points to match with lenders and access USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in GA

A USDA home loan, backed by the government’s Department of Agriculture—also known as a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA loan demands no down payment, facilitating easier access to homeownership.

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(800) 555-2098 Lender's profile and map Reviews Riverbank Finance LLC 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525 We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
(616) 805-5807 Lender's profile and map Reviews Lake State Mortgage 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(570) 724-1800 Lender's profile and map Reviews Carson Consumer Discount Co 70 Main St, Wellsboro, PA, 16901 Carson Consumer Discount Co Inc is located in Wellsboro, PA, United States and is part of the Nondepository Credit Intermediation Industry. Carson Consumer Discount Co Inc has 3 total employees across all of its locations and generates $381, 490 in sales (USD). (Sales figure is modelled). There are 2 companies in the Carson Consumer Discount.
(877) 838-2517 Lender's profile and map Reviews Citizens & Northern Bank PO Box 58, Wellsboro, PA, 16901 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
(610) 826-2239 Lender's profile and map Reviews First Northern Bank & Trust PO Box 217, Palmerton, PA, 18071 First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
(405) 732-0324 Lender's profile and map Reviews Tinker Federal Credit Union 715 Metropolitan Avenue, Oklahoma City, OK, 73108 Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
(810) 985-6993 Lender's profile and map Reviews Blue Water Federal Credit Union 526 Water Street, Suite 113, Port Huron, MI, 48060 Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people
(248) 203-1340 Lender's profile and map Reviews MiMutual Mortgage Wholesale 911 Military Street, Port Huron, MI, 48060 At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
(405) 946-2265 Lender's profile and map Reviews Chickasaw Community Bank 909 South Meridian, Oklahoma City, OK, 73108 Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
(405) 601-1920 Lender's profile and map Reviews Max Mortgage 1101 Sovereign Row, Oklahoma City, OK, 73108 The Max Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(830) 996-3125 Lender's profile and map Reviews Commerce Bank Texas 112 West Fordtran Drive, Stockdale, TX, 78160 Commerce Bank Texas, is a state chartered Commercial Bank, with its initial office located in Stockdale, Texas, established in 1932. The Bank’s operations have expanded into San Antonio and Corpus Christi Texas to increase its commercial, real estate, agricultural and consumer banking offerings and to service a broader customer base.
(800) 236-5898 Lender's profile and map Reviews Educators Credit Union 1326 Willow Road, Sturtevant, WI, 53177 Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.