USDA VS FHA in North-Druid-Hills, DeKalb County, GA

In 2025, the USDA loan ceiling in North-Druid-Hills, DeKalb county, GA is set at $330,200. Meanwhile, a single-family home's FHA limit is $412,850.

To compare the top USDA versus FHA rates, rely on Lendersa® USDA loan calculator, which clarifies the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your financial situation in .

Explore options from 100 lending institutions

2025 loan caps and down payment conditions in North-Druid-Hills, DeKalb, GA

Loan Type Max Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in North-Druid-Hills, GA

Lendersa® aims to connect you swiftly with the optimal USDA or FHA loan, without complications. Choose from three initial steps that lead to lender matches and USDA loan programs.

Results from Lendersa USDA loan requests and matches

An Introduction to USDA Loans in GA

A USDA home loan is a mortgage backed by the Department of Agriculture, commonly called the USDA rural development loan or USDA mortgage, and is offered only in rural areas. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans have a zero down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Apple Street Mortgage Corp
  • 737 Apple Court, Louisville, CO, 80027
  • Apple Street Mortgage is located in Louisville, CO just east of Boulder. We provide home loans for both new purchases and refinances all over the state of Colorado where owner Norm Sydow has lived with his wife and two sons since 1994. Apple Street Mortgage Corp. is a full service residential broker providing creative solutions for a wide range
  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • Blue Arrow Lending Group Inc
  • 17918 West 86th Avenue, Arvada, CO, 80007
  • We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
  • Uptown Financial Group, Inc.
  • 15550 W 64th Place, Arvada, CO, 80007
  • Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
  • On Tap Credit Union
  • 816 Washington Avenue, Golden, CO, 80401
  • On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.
  • Colorado Unified Lending
  • 2801 Youngfield St, Suite 300, Golden, CO, 80401
  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463. The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.
  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.