USDA and FHA Pro and Con in North-Druid-Hills, DeKalb County, GA

In 2025, the USDA loan ceiling in North-Druid-Hills, DeKalb county, GA is set at $330,200. Meanwhile, a single-family home's FHA limit is $412,850.

To compare the top USDA versus FHA rates, rely on Lendersa® USDA loan calculator, which clarifies the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your financial situation in .

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2025 loan caps and down payment conditions in North-Druid-Hills, DeKalb, GA

Loan Type Max Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in North-Druid-Hills, GA

Lendersa® aims to connect you swiftly with the optimal USDA or FHA loan, without complications. Choose from three initial steps that lead to lender matches and USDA loan programs.

Results from Lendersa USDA loan requests and matches

An Introduction to USDA Loans in GA

A USDA home loan is a mortgage backed by the Department of Agriculture, commonly called the USDA rural development loan or USDA mortgage, and is offered only in rural areas. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans have a zero down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We're Virtual Mortgage Solutions, Inc, and we've been the premier mortgage brokerage company here in New Lenox, IL. We have over 26 years of experience and offer a variety of mortgage options including reverse mortgages, FHA mortgages, VA mortgages and much more. I'd like to personally invite you to call us today for all your mortgage needs!
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  • MBLO Funding Inc
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  • Joseph Siwinski started MBLO Funding with the goal of making the mortgage process both simple and transparent. Joseph understand that buying a home or refinancing a home is an emotional time and that no two loans are alike. My primary focus is to provide you with a simple process that is easy to understand and offers you the lowest rate possible.
  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
  • MortgageOne, LLC
  • 102 Skyline Ct, Westminster, MD, 21157
  • We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
  • MidAtlantic Farm Credit
  • 45 Aileron Ct., Westminster, MD, 21157
  • MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.
  • Integrated Mortgage Lending Inc
  • 7819 West 159th Street, Tinley Park, IL, 60477
  • Integrated Mortgage is a team of talented and highly motivated professionals experienced in the art of residential mortgage services. As a fully-licensed FHA-approved broker we are committed to providing the highest quality loan programs with honesty and integrity. We abide by a strict code of professional conduct and strongly believe in integrity.
  • Grundy Bank
  • 201 Liberty Street, Morris, IL, 60450
  • Captain Sam Hull built his frame grocery store and 2nd floor residence in 1847. It had other tenants, but was moved to make way for the bank in 1867. Mrs. Atwater & N.C. Pettey built the present 3 storefront 2 story brick building in 1867. The bank was on the corner with the Widney & Viner Hardware next south
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  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years. Member FDIC. Equal Housing Lender.