USDA Vs. FHA your options comparison in North-Decatur, DeKalb County, GA

In 2025, the USDA loan limit for North-Decatur in DeKalb County, GA, is $330,200, while the FHA limit stands at $412,850 for a single-family dwelling.

Make use of the Lendersa® USDA loan calculator to compare today's USDA versus FHA prime rates and assess needed qualifications such as income, credit, reserves, and documentation. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA loans alongside each other, guiding you to the best program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in North-Decatur, DeKalb County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Decatur, GA

Lendersa® aims to swiftly provide you with the best USDA or FHA loan without hassle. Choose one of three starting strategies to connect with lenders and appropriate USDA loan programs.

Illustration of USDA loan request and matching results by Lendersa

Understanding USDA Loans in GA

A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development or USDA mortgage loan. Available solely in rural areas, it requires no down payment, in contrast to FHA loans, which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • mrmortgage.us
  • 4380 Bonita Rd, Bonita, CA, 91902
  • At MrMortgage.US. We are a full-service mortgage company based in Bonita, CA. We specialize in VA, Conventional, FHA and USDA loans, Purchase & Refinancing in California statewide. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we will protect your bottom line.
  • Sam Calvano Home Loans
  • 4386 Bonita Rd, Bonita, CA, 91902
  • At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.
  • eMortgage Lending, Inc.
  • 4380 Bonita Rd, Bonita, CA, 91902
  • eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.
  • Destiny Six Financial
  • 6904 Federal Boulevard, Lemon Grove, CA, 91945
  • Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
  • FRS Funding
  • 31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Prodigious Capital Group Inc
  • 31600 Railroad Canyon, Suite E, Canyon Lake, CA, 92587
  • At Prodigious Capital Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Cabrillo Credit Union
  • 10075 Carroll Canyon Road, Suite 120, San Diego, CA, 92131
  • Cabrillo Credit Union has been making managing your money easy since 1955. Currently, over 22,000 people trust Cabrillo to provide excellent service and to be a safe and secure place to deposit their funds and get great rates on their auto & home loans as well as credit card The Credit Union is a member-owned, not-for-profit financial institution.
  • Mission Federal Credit Union
  • 10325 Meanley Drive, San Diego, CA, 92131
  • There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices
  • San Diego Homes & Loans
  • 11121 Caminito Arcada, San Diego, CA, 92131
  • San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals
  • 1st American Mortgage Lenders Inc.
  • 10620 Treena St, Suite 230, San Diego, CA, 92131
  • 1st American Mortgage Lenders is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools