USDA Vs. FHA your options comparison in Scottdale, DeKalb County, GA

In 2025, the USDA loan limit set for Scottdale, in DeKalb County, GA, is $330,200. Meanwhile, the FHA cap for a single-family home is $592,250.

Leverage Lendersa®'s USDA loan calculator to explore today’s top USDA versus FHA rates. Assess the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program best suits your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Scottdale, DeKalb County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Scottdale, GA

At Lendersa®, our mission is to quickly deliver the best USDA or FHA loans without hassle. Choose one of three strategies to connect with matching lenders and the right USDA loan programs.

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What is a USDA Loan in GA?

A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development or USDA mortgage loan, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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