USDA and FHA Pro and Con in Tybee-Island, Chatham County, GA

As of 2025, the USDA loan limit for Tybee-Island in Chatham County, GA, is $285,000. The FHA limit for a single-family home is $356,362.

The Lendersa® USDA loan calculator allows you to compare the best USDA vs. FHA rates available today. Determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Tybee-Island, Chatham County, GA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Tybee-Island, GA

Lendersa® is committed to helping you obtain the best USDA or FHA loan swiftly and without hassle. Begin with one of three methods to connect with lenders and discover suitable USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
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  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
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  • 311 Broadway, Delhi, LA, 71232
  • Commercial Capital Bank began operations in February 1999. The original directors of the bank were: Charles A. Black, David F. Cooper, III, Robert A. Dawson, Jerry G. Ezell, Joe David Jones, William G. Loftin, Wilfred B. McEacharn, Shelton T. Parker, Lawrence W. Pickett, Jr, Donald M. Raley and Larry G. Tubbs.
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