USDA and FHA Pro and Con in East-Point, Fulton County, GA

In 2025, the USDA loan limit in East-Point, located in Fulton county of GA, is $330,200, compared to the FHA limit of $412,850 for a single-family residence.

Use the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program for your financial situation in .

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Loan Limits and Downpayment Requirements in East-Point, Fulton County, GA for 2025

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in East-Point, GA

Lendersa® aims to offer you the best USDA or FHA loan options promptly and effortlessly. Start with any of these three pathways to connect with lenders and access USDA loan programs.

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Understanding USDA Loans in GA

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan. This mortgage option is available only in rural areas and requires no down payment, contrasting with FHA loans, which demand at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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