USDA Vs. FHA Pro and Con comparison in East-Point, Fulton County, GA
In 2025, the USDA loan limit in East-Point, located in Fulton county of GA, is $330,200, compared to the FHA limit of $412,850 for a single-family residence.
Use the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program for your financial situation in .
Loan Limits and Downpayment Requirements in East-Point, Fulton County, GA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in East-Point, GA
Lendersa® aims to offer you the best USDA or FHA loan options promptly and effortlessly. Start with any of these three pathways to connect with lenders and access USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan. This mortgage option is available only in rural areas and requires no down payment, contrasting with FHA loans, which demand at least a 3.5% down payment.
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Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
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We offer all Residential Loan programs ranging from VA, FHA & USDA, to Conventional, Jumbo, Subprime and Hard Money Loans. We specialize in both purchase and refinance transactions for your primary residence, your vacation home, and your investment properties. We work with you from the beginning to the end, taking a seemingly complex process.
Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
