USDA and FHA Pro and Con in Calhoun, Gordon County, GA

As of 2025, the USDA loan limit in Calhoun, found in Gordon county of GA, is set at $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.

With the Lendersa® USDA loan calculator, you can evaluate today's top USDA versus FHA rates and discern what income, credit, reserves, and documentation are necessary for qualification. Our sophisticated mortgage calculator conveniently displays USDA, FHA, Conforming, and VA programs together, assisting you in choosing the ideal solution for your financial needs in .

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2025 Loan Limits and Downpayment Requirements for Calhoun, Gordon County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Routes in Calhoun, GA

Lendersa® aims to swiftly and smoothly provide you with the finest USDA or FHA loan options. Initiate any of the available three routes to align with the ideal lenders and USDA loan schemes.

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Understanding the USDA Loan in GA

A USDA home loan, or USDA mortgage, is a government-guaranteed loan by the Department of Agriculture, also called a USDA rural development loan. It is uniquely accessible for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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