In 2025, the USDA loan limit in Rome, located in the county of Floyd, GA is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, examining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the most appropriate program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Rome, Floyd, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rome, GA
The goal of Lendersa® is to assist you in obtaining the best USDA or FHA loan smoothly and promptly. Choose one of three pathways that lead to connecting with matching lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage, and it is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, making them a viable option for many potential homeowners.
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After 18 years as a Mortgage Broker, I wanted to know about the other side of Banking, and I have spent 4 years in the Banking"
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Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
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YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
Pacific Mortgage Real Estate and Financing Company
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Pacific First Financial Real Estate Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
