USDA Vs. FHA Pro and Con comparison in Thomasville, Thomas County, GA
In 2025, the USDA loan limit in Thomasville, found in Thomas County, GA, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the latest USDA and FHA rates. Determine the income, credit, reserves, and requirements needed to qualify. This advanced mortgage calculator shows the USDA, FHA, Conforming, and VA options side by side, aiding you to determine which program suits your financial situation best in .
2025 Loan Limits and Downpayment Requirements in Thomasville, Thomas County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Thomasville, GA
Lendersa® strives to secure the best USDA or FHA loans for you swiftly and without hassle. Choose one of three starting options to meet lenders and USDA loan programs.
USDA home loans, also known as USDA rural development loans or USDA mortgages, are guaranteed by the Department of Agriculture and are available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
3400 Irvine Avenue, Suite 212, Newport Beach, CA, 92660
"We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.
With a variety of loan programs and an established network of lenders behind us"
4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
2082 SE Bristol Street, Suite 201, Newport Beach, CA, 92660
At First Reliant, Inc. we are certain you deserve better. That’s why we provide a personal mortgage specialist to every mortgage applicant – someone who’ll help you find the right mortgage, put together the application and close the loan.Your personal mortgage specialist will answer all your questions and even fill out the forms for you.
20062 SW Birch St, Suite 230, Newport Beach, CA, 92660
Americas Funding Group (AFG) is a private mortgage banking/broker with a large variety of loan products with some of the lowest rates in the industry. AFG’s highly trained, certified loan professionals use the industries most advanced mortgage analysis tools so that we ensure our loan products fit our clients needs.
4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.
4695 MacArthur Court, Suite 950, Newport Beach, CA, 92660
"Let Taylor Morrison Home Funding help make your dream home a reality. In today's marketplace it is imperative to work with knowledgeable mortgage professionals. At Taylor Morrison Home Funding, we will be with you every step of the way.
Taylor Morrison's commitment to your financing is just as important as building your home."
4041 MacArthur Blvd, Suite 230, Newport Beach, CA, 92660
At Primary Partners Financial our approach to helping you choose a mortgage loan is considerably different than most lenders. We understand that your home purchase is one of the most significant “financial” commitments you’ll ever make - one that can lay the foundation for most of your future financial objectives. We believe that proper education
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Our mission is to revolutionize lending and realty services to enhance our clients' experience by meeting their needs with the utmost integrity and character. Residential Lending is of utmost importance in purchasing a home. iG has established a variety of loan programs to fulfill our clients diverse needs.
At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.
20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
