USDA Vs. FHA Pro and Con comparison in Cairo, Grady County, GA

In 2025, the limit for USDA loans in Cairo, county Grady, GA, is $336,500, with the FHA limit for a single-family home standing at $472,030.

Use the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates and ascertain the income, credit, reserves, and documents required for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Cairo, Grady, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Cairo, GA

Lendersa® aims to provide you with the best USDA or FHA loan options quickly and with ease. Choose one of three starting pathways that connect you to matching lenders and USDA loan opportunities.

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Understanding USDA Loans in GA

The USDA home loan is guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • Tressa Pope
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  • Logix Federal Credit Union
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  • Logix was founded as the Lockheed Aircraft Federal Credit Union in 1937, during the height of the Great Depression. As we grew, we were able to serve many more elements of our communities, to such an extent that Lockheed employees became only a small fraction of our membership. So in 2012, we changed our name to Logix.
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  • UMe Credit Union
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  • StreamHomeLoan.com
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