USDA Loan Vs. FHA loan pro & con Clayton, Rabun County, GA

For 2025, the USDA loan limit in Clayton, located in Rabun County, GA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA vs. FHA rates. This tool helps determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA options side-by-side, helping you identify the most suitable plan in tailored to your financial situation.

Choosing USDA and FHA Loan Programs in Clayton, GA

Lendersa® strives to provide the most suitable USDA or FHA loan swiftly and smoothly, without hassle. Begin with one of three steps to find matching lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in GA

A USDA home loan, approved by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. This type of loan is solely available in rural areas and, unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment.

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(315) 656-8220 Lender's profile and map Reviews CORE Federal Credit Union 7200 Kirkville Road, East Syracuse, NY, 13057 CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(315) 449-0353 Lender's profile and map Reviews Community Bank, N.A. 5821 Bridge Street, East Syracuse, NY, 13057 Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
(631) 445-0785 Lender's profile and map Reviews Summit Funding Solutions 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749 Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
(203) 642-3244 Lender's profile and map Reviews Quick Real Estate Funding Nationwide Private Lender 40 Richards Ave, Suite 300, Norwalk, CT, 06854 Quick Real Estate Funding we are finding new ways to make Private Money Funding more accessible. We have the resources to invest in many different markets, we have been able to gain a lot of experience providing funds for real estate across the state, including a ground up construction loan in Connecticut.
(800) 448-9228 Lender's profile and map Reviews Verve, a Credit Union 2900 Universal St, Oshkosh, WI, 54904 Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.
(660) 425-7285 Lender's profile and map Reviews BTC Bank 3606 Miller Street, Bethany, MO, 64424 BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
(231) 715-3886 Lender's profile and map Reviews F5 Mortgage LLC 1283 Farmington Drive, Traverse City, MI, 49696 F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
2127633770 Lender's profile and map Reviews EC Lending 440 Rte 111 Smithtown NY, Smithtown, NY, 11787 EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
(800) 341-4333 Lender's profile and map Reviews Teachers Federal Credit Union PO Box 9005, Smithtown, NY, 11787 Teachers Federal Credit Union is one of the country’s largest credit unions with $8.7 billion in assets and more than 365, 000 members across all 50 states. Founded on Long Island in 1952, Teachers is a full-service, not-for-profit financial institution that provides members with 32 full-service branches throughout Long Island, Queens and Manhattan
(631) 486-3770 Lender's profile and map Reviews DMN Mortgage Corp 155 East Main Street, Suite 240, Smithtown, NY, 11787 WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
(631) 863-3300 Lender's profile and map Reviews Nations Financial of New York Inc 738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787 Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
(888) 660-3033 Lender's profile and map Reviews All Island Mortgage & Funding Corporation 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787 All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.