USDA Loan Vs. FHA loan pro & con for Clayton, Rabun County, GA

In 2024, USDA loan limit in Clayton, county of Rabun, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Clayton, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(541) 265-9000 https://www.oregoncoastbank.com/ 2235 miles Lender's profile and map Reviews Oregon Coast Bank 909 SE Bay Boulevard, Newport, OR, 97365 In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
(541) 251-2742 http://www.baywesthomeloans.com 2235 miles Lender's profile and map Reviews By BayWest Mortgage Company 519 Chetco Ave, Suite 1, Brookings, OR, 97415 BayWest Mortgage Over 30 years experience specifically in residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Association of Mortgage Professionals. residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Ass.
707-834-6282 http://www.repropfinancial.com 2241 miles Lender's profile and map Reviews ReProp Financial 735 4th street, Eureka, CA, 95501 ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
(707) 444-9833 https://www.redwoodcapitalbank.com/ 2241 miles Lender's profile and map Reviews Redwood Capital Bank 402 G Street, Eureka, CA, 95501 At Redwood Capital Bank, it is important to keep local dollars working at home. Nearly every dollar that is deposited at Redwood Capital Bank goes right back into the local economy. Deposits are reinvested in the form of loans to individuals, families and businesses, helping small businesses grow, providing new homes and a better quality of life.
(707) 443-8662 https://compassccu.org/ 2241 miles Lender's profile and map Reviews Compass Community Credit Union 321 Wabash Avenue, Eureka, CA, 95501 California State Employees No. 20 Credit Union was formed in January of 1951. The credit union was formed by a group of professors and employees of Humboldt State College. They formed the credit union with a desire to assist each other with reasonably priced loans and a good return on their savings.
(707) 445-8801 https://www.coastccu.org/ 2241 miles Lender's profile and map Reviews Coast Central Credit Union 2650 Harrison Avenue, Eureka, CA, 95501 At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
(707) 443-9940 http://www.britonmortgage.com 2241 miles Lender's profile and map Reviews Briton Mortgage 303 Harris Street, Eureka, CA, 95501 "Briton Mortgage purchased their building in 2001. It was a family home in disrepair. Janine made a commitment to the owner and her family that the home would not be torn down, but repaired and restored. The remodeling was complete in 2003 and it has been the proud ""home"" of Briton Mortgage ever since."
707.444.7711 https://www.repropfinancial.com/ 2241 miles Lender's profile and map Reviews ReProp Financial 735 4th Street, Eureka, CA, 95501 ReProp Financial, a private money lender, is a division of ReProp Investments, Inc., established in 1978. We are a regional, niche real estate collateral lender, specializing in commercial, industrial and agricultural loans. We are a boutique specialty lender with extensive experience in all types of small balance commercial loans.
(360) 533-9990 https://www.greatnwfcu.com/ 2243 miles Lender's profile and map Reviews Great NorthWest Federal Credit Union 301 W Wishkah Street, Aberdeen, WA, 98520 Great NorthWest Federal Credit Union was chartered in April 1953 as Schafer Mill Employees Credit Union. When Weyerhaeuser bought out Schafer Mill in 1955, the credit union became known as Twin Harbors W Credit Union. It was a state-chartered credit union serving Weyerhaeuser Company employees and their families.
(360) 537-4098 http://www.Bankofthepacific.com/ 2243 miles Lender's profile and map Reviews Bank of the Pacific 300 E Market St, Aberdeen, WA, 98520 Bank of the Pacific is a full service community Bank based in Aberdeen, WA with additional regional offices in Long Beach and Bellingham. Our Bank is committed to providing professional, convenient and personalized financial services to the individuals and businesses of Grays Harbor, Pacific, Skagit, Wahkiakum and Whatcom counties.
(360) 591-1059 https://www.timberlandbank.com/ 2248 miles Lender's profile and map Reviews Timberland Bank 624 Simpson Avenue, Hoquiam, WA, 98550 Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.
(360) 533-4760 https://www.newrizonsfcu.com/ 2248 miles Lender's profile and map Reviews Newrizons Federal Credit Union 120 Firman Street, Hoquiam, WA, 98550 In June of 1965, 10 Lambs-Grays Harbor employees started Lambs Grays Harbor Federal Credit Union. The employees wanted a savings club and a way to get weekly draws outside of using the company’s accounting group. The company saw the credit union as an employee benefit for the employees and their immediate families.