USDA Vs. FHA Pro and Con comparison in Baldwin, Habersham County, GA
In 2025, the USDA loan limit in Baldwin, within Habersham County, GA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, identifying the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, guiding you to choose the most suitable program in for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in Baldwin, Habersham County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
USDA and FHA Loan Solutions in Baldwin, GA
Lendersa® is dedicated to finding you the best USDA or FHA loan swiftly and with ease. Start with one of three options to match with lenders and USDA loan programs effectively.
A USDA home loan, secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans provided don't require any down payment at all.
We started American Community Bank because we wanted to offer a refreshing alternative to our larger competitors who seemed to have little or no vested interest in their customers or the communities they served. We’re committed to being highly customer-focused and community-oriented – commitments that have defined us from the beginning.
Frankfort Community Federal Credit Union (FCFCU) was founded in 1959 based on the guiding philosophy of credit unions everywhere: “People Helping People.” Over the years, we have grown from our small beginnings to an integral and respected part of the financial community in Benzie County.
Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.
Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.
The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
First Security Bank was originally established on June 3rd, 1890 in Union Star, Missouri. After over 110 years of growth in Union Star, the decision was made to establish another facility. On April, 2001, First Security Bank opened its new facility in Trimble, MO. The Trimble area was chosen because it fit well into First Security Bank's goal.
3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739
ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.
The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State.
In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
DR Bank offers the same customer service and attentiveness of a community bank with the financial services and technology of a larger bank. Whether you’re stopping by or banking on-the-go, our team of experts is here to help.We are committed to long-term relationships and offer the conveniences and financial services you expect from a larger bank.
Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.
We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
The Richland County Bank Team provides financial services to our customer base daily, to ensure each customer is treated correctly the first time. The Richland County Bank has been serving Richland Center and the surrounding community since 1881, which makes it one of Richland Center’s oldest business institutions.
