As of 2025, in Haiku-Pauwela within the county of Maui, HI, the USDA loan limit is set at $725,000. In comparison, the FHA loan limit is $977,500 for single-family homes.
Leverage the Lendersa® USDA loan calculator to inspect and compare the top USDA and FHA rates today. This will help you assess the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator juxtaposes the USDA, FHA, Conforming, and VA options, guiding you in selecting the most suitable program for your financial scenario in .
Loan Limits & Downpayment Requirements in Haiku-Pauwela, Maui, HI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Examining USDA and FHA Loan Alternatives in Haiku-Pauwela, HI
Lendersa® aims to provide you with the best USDA or FHA loan options swiftly and easily. Begin the search with three initial choices that link you to lenders and USDA loan programs.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is endorsed by the U.S. Department of Agriculture. These loans are accessible only in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
"Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program.
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O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
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Our mission is to help local residents of the South Sound area of Washington to achieve or enhance their “American Dream” with custom tailored home mortgage loans to either purchase or refinance. You can be confident that your questions and needs will be satisfied by experts with over 60 years of local mortgage experience.
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We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.
At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.