USDA Vs. FHA Pro and Con comparison in Haiku-Pauwela, Maui County, HI
As of 2026, in Haiku-Pauwela within the county of Maui, HI, the USDA loan limit is set at $725,000. In comparison, the FHA loan limit is $977,500 for single-family homes.
Leverage the Lendersa® USDA loan calculator to inspect and compare the top USDA and FHA rates today. This will help you assess the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator juxtaposes the USDA, FHA, Conforming, and VA options, guiding you in selecting the most suitable program for your financial scenario in .
Loan Limits & Downpayment Requirements in Haiku-Pauwela, Maui, HI for 2026
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Examining USDA and FHA Loan Alternatives in Haiku-Pauwela, HI
Lendersa® aims to provide you with the best USDA or FHA loan options swiftly and easily. Begin the search with three initial choices that link you to lenders and USDA loan programs.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is endorsed by the U.S. Department of Agriculture. These loans are accessible only in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
"Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started. and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
The Valley Isle Community Federal Credit Union is a full-service financial institution serving all residents on the island of Maui. Established in 1940, our goal is to provide our members high-value financial products with excellent member service and ultimately, improve their quality of lives, as well as the quality of our community.
Maui Pine Federal Credit Union officially opened for business, In 1997, the name changed to Maui Land & Pine FCU or simply ML&P FCU to reflect the growth of the company. In 2003, the Board of Directors concluded it would be in the best interest of the credit union to change its name officially to MAUI FCU to accurately portray
In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.
Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company
Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
Maui Teachers FCU will serve its membership with integrity and efficiency and provide excellent financial services, creating financial growth for our members and for our credit union.
Maui Teachers Federal Credit Union will strive to exceed our members' expectations in our commitment to their financial well-being and growth
Maui County Federal Credit Union was originally established in 1937 to serve the needs of Maui’s County, State, and Federal government employees and their families. It is the largest credit union on Maui with 55 employees serving nearly 20,000 members throughout the County of Maui. Anyone that lives, works,
Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.
