USDA VS FHA in Haiku-Pauwela, Maui County, HI

As of 2025, in Haiku-Pauwela within the county of Maui, HI, the USDA loan limit is set at $725,000. In comparison, the FHA loan limit is $977,500 for single-family homes.

Leverage the Lendersa® USDA loan calculator to inspect and compare the top USDA and FHA rates today. This will help you assess the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator juxtaposes the USDA, FHA, Conforming, and VA options, guiding you in selecting the most suitable program for your financial scenario in .

Explore loan options from 100 lenders

Loan Limits & Downpayment Requirements in Haiku-Pauwela, Maui, HI for 2025

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

Examining USDA and FHA Loan Alternatives in Haiku-Pauwela, HI

Lendersa® aims to provide you with the best USDA or FHA loan options swiftly and easily. Begin the search with three initial choices that link you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in HI

The USDA home loan, known as the USDA rural development loan or USDA mortgage, is endorsed by the U.S. Department of Agriculture. These loans are accessible only in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program. Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find the mortgage that best fits your needs
  • O Bee Credit Union
  • PO Box 5000, Lacey, WA, 98509
  • O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
  • Grimm Mortgage Services
  • 7311 20th Avenue Southeast, Olympia, WA, 98503
  • Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
  • South Sound Home Loans LLC
  • 4570 Avery Lane SE, Lacey, WA, 98503
  • Our mission is to help local residents of the South Sound area of Washington to achieve or enhance their “American Dream” with custom tailored home mortgage loans to either purchase or refinance. You can be confident that your questions and needs will be satisfied by experts with over 60 years of local mortgage experience.
  • Cornerstone Home Mortgage
  • 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503
  • Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • Mortgage Northwest
  • 507 Hidden Forest Drive, Olympia, WA, 98513
  • We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • MLS FUNDING
  • 8640 Martin Way E Suite D, Lacey, WA, 98516
  • MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.
  • Community 1st Credit Union WA
  • 955 Ross Loop, Suite 100, Dupont, WA, 98327
  • At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.