USDA VS FHA in Makawao, Maui County, HI

In 2024, USDA loan limit in Makawao, county of Maui, HI is $725,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Makawao, county of Maui, HI

Loan Type Loan Limit Down payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Makawao, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LM2 Investment Group
  • 9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
  • "The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years. We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
  • Kenwood Mortgage Investments
  • 7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
  • "Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday. Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
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  • 14301 N 87th St, Scottsdale, AZ, 85260
  • Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money"​ lending, we offer creative lending solutions that fall outside the "box"​ of traditional bank and conventional lending sources. We are more expensive than a bank, however
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  • Hard money lender arizona provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more.
  • Hanson Capital
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  • At Serve-U-Best Mortgage, LLC, we don't quote you a loan program until we understand your goals. We fund loans with many different credit and employment profiles. The majority of the lenders, in the industry, will quote you a rate up front without really listening to your needs. We structure first mortgages refinances, home purchases, seconds etc
  • Mortgage Pro USA
  • 5107 East Lonesome Trail, Cave Creek, AZ, 85331
  • At Mortgage Pro USA we are a full-service mortgage company based in Phoenix, AZ. We specialize in VA, FHA, Jumbo, Conventional and DPA Loans in Phoenix. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in Arizona, we can help you realize your dream of home ownership or save you money
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  • BANNER FEDERAL CREDIT UNION
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  • Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015. We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.