USDA and FHA Pro and Con in Pukalani, Maui County, HI

For 2025 in Pukalani, located in the county of Maui, HI, the USDA loan limit is $725,000. The FHA loan limit for a single-family residence is set at $977,500.

To compare today's optimal USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. Assess the income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side-by-side, facilitating a decision on the best program for your unique financial needs in .

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2025 Loan Limits & Downpayment Requirements in Pukalani, Maui, HI

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Pukalani, HI

Lendersa®'s mission is to obtain the best USDA or FHA loan for you, quickly and effortlessly. Begin with one of three options to find matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in HI

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. These are intended only for rural areas and are distinct from FHA loans, which require at least a 3.5% down payment. USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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