For 2026, the USDA loan limit in Kihei, Maui, HI is $725,000, while the FHA limit for a single-family home is $977,500.
Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates. Discover the necessary income, credit score, reserves, and documents for qualification. With our detailed mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side, aiding your financial decision-making in Alabama.
| Loan Type | Limit | Down Payment |
| USDA | $725,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is committed to securing you the best possible USDA or FHA loan swiftly and with ease. Choose among three starting approaches for matching lenders and USDA programs.
The USDA home loan is a government-guaranteed loan through the Department of Agriculture, also known as a USDA rural development loan, designated for rural areas. While FHA loans demand at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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