USDA and FHA Pro and Con in Hanapepe, Kauai County, HI
In 2025, the USDA loan ceiling in Hanapepe, Kauai County, HI is $725,000. For a single-family home, the FHA limit stands at $977,500.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA options. Determine the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in for your particular financial needs.
2025 Loan Limits and Downpayment Requirements in Hanapepe, Kauai County, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Hanapepe, HI
Lendersa® is committed to promptly securing the optimal USDA or FHA loan for you without unnecessary hassle. Begin by selecting one of three starting points to access matching lenders and USDA loan programs.
A USDA home loan, offered by the government through the Department of Agriculture, is also known as a USDA Rural Development Loan. This type of mortgage, distinct in not requiring a down payment, is only available in rural areas, unlike FHA loans, which require at least a 3.5% down payment. It is an excellent option for those who qualify based on location and income, providing a great opportunity to secure a home without the burden of an initial down payment.
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We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts.
At Regina Capital we pride ourselves by doing business with honesty and integrity.
Regina Capital has been in the private lending field since 1999
79 South Benson Road, Suite 5, Fairfield, CT, 06824
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Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
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