As of 2025, the USDA loan limit for Eleele in Kauai County, HI, stands at $725,000, whereas the FHA limit for single-family residences is $977,500.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare today’s leading USDA and FHA rates, and understand the necessary income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator also allows for a side-by-side analysis of USDA, FHA, Conforming, and VA loans, ensuring that you select the best suited program in given your unique financial conditions.
Loan limits and down payment guidelines for 2025 in Eleele, Kauai County, HI
Type of Loan
Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Eleele, HI
Lendersa® strives to streamline the process of securing an optimal USDA or FHA loan, minimizing stress and expediting approval. Begin with one of three methods to locate compatible lenders offering desirable USDA loan terms.
A USDA loan is a government-backed mortgage by the Department of Agriculture, designed for rural areas, sometimes called a USDA Rural Development Loan. USDA loans require no down payment, unlike FHA loans which mandate a 3.5% down.
With over 25 years of combined experience in the financial industry, our team can provide you with the resources and the education you need to grow your business. Will you use the capital to purchase additional inventory? Do you need cash to cover payroll? Do you want to expand into a new space? We have a solution that fits all of your needs. We wi
100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.
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265 Sunrise Highway, Suite 1196, Rockville Centre, NY, 11570
Commercial Mortgage you’re trying to invest in commercial real estate or buy a building for your business, finding the right loan can be like working on a puzzle with pieces missing. With our knowledge, experience and curated network of lenders, CMC can find the perfect solution for your unique lending needs.
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