USDA Vs. FHA Pro and Con comparison in Eleele, Kauai County, HI

In 2025, USDA loan limit in Eleele, county of Kauai, HI is $725,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Eleele, county of Kauai, HI

Loan Type Loan Limit Down payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Eleele, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MortgageWorks, Inc.
  • 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward
  • Contempo Lending, Inc
  • 475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
  • "Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA. When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
  • Platinum Home Lending, Inc.
  • 805 164th Street Southeast, Suite 206, Mill Creek, WA, 98012
  • Platinum Home Lending Inc. is a locally owned and privately held Mortgage Broker. Our Mortgage Specialist are here to help you obtain the right mortgage for your needs. With our vast knowledge of the local market, many years of experience and a wide variety of lenders to choose from,
  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
  • Coastal Community Bank
  • 5415 Evergreen Way, Everett, WA, 98203
  • At Coastal Community Bank, we firmly believe that banking is about relationships -- relationships built on trust. Our bankers live within the communities they serve, which means they care about you and your needs because they are your neighbors. Our bankers are seasoned, local professionals who know the landscape, the players.
  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!
  • Puget Sound Refinery Federal Credit Union
  • 12275 Bartholomew Road, Anacortes, WA, 98221
  • On January 26, 1954, we received our charter as North Montana Texaco Employees Federal Credit Union. In 1958 our name was changed to Puget Sound Texaco Federal Credit Union. In June of 1988, Seattle Texaco Credit Union merged with our credit union. When Texaco merged with Equilon, the new credit union name became E. E. Federal Credit Union.
  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
  • Nordstrom Federal Credit Union
  • 2701 Hoyt Avenue, Everett, WA, 98201
  • Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.