FHA Vs. USDA loan program for Heeia, Honolulu County, Hawaii

In 2025, USDA loan limit in Heeia, county of Honolulu, HI is $725,000 while FHA limit is $770,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Heeia, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 994-3779 2820 miles Lender's profile and map Reviews Swanson Financial LLC 302 East Stonewater Court, Eagle, ID, 83616 Swanson Financial, LLC is a consumer-first mortgage brokerage that is locally owned and operated in Eagle, ID. We aim to serve the residents across the state of Idaho with great rates, full transparency, and exceptional speed & service. With over 20 years of mortgage industry experience.
(208) 322-0831 2820 miles Lender's profile and map Reviews Hunter Creek Mortgage, Inc 1243 E Iron Eagle Dr, Suite 130, Eagle, ID, 83616 "Hunter Creek Mortgage, Inc. was established with a simple vision: to create extraordinary mortgage solutions for Idaho homeowners. That vision continues to be a driving force for us today. We believe that every client is an individual and that there is no “one size fits all” solution.
(208) 639-4000 2820 miles Lender's profile and map Reviews Fulcrum Home Loans 971 E Winding Creek Drive, Eagle, ID, 83616 At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.
(208) 322-4499 2822 miles Lender's profile and map Reviews Idaho Finance 5800 West Fairview Avenue, Boise, ID, 83704 Idaho Finance is a local company that offers installment loans for people with good, fair, and bad credit. We started our company as a legitimate installment loan company that would operate with fairness and honesty. We want to help people with bad credit get the help they need while building their credit.
(208) 861-0000 2822 miles Lender's profile and map Reviews Big River Mortgage 10020 W Fairview Ave, Suite 201, Boise, ID, 83704 At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.
(907) 745-4891 2824 miles Lender's profile and map Reviews Matanuska Valley Federal Credit Union 1020 S. Bailey Street, Palmer, AK, 99645 At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.
(208) 331-9776 2825 miles Lender's profile and map Reviews Rainmaker Lending Capital 5987 W State St, Unit A, Boise, ID, 83703 Rainmaker Lending Capital will help you determine which financial product is the proper solution for your company's long term financial success. Once you have come to a decision to factor, your (RLC) Consultant will package the transaction in accordance with the lender's requirements.
208-854-1122 2825 miles Lender's profile and map Reviews Alpha Lending, LLC 3379 N. Lakeharbor Ln., Boise, ID, 83703 We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
(208) 385-5200 2825 miles Lender's profile and map Reviews TruGrocer Federal Credit Union 501 East Highland Street, Boise, ID, 83706 TruGrocer Federal Credit Union has been open since 1965. It's the 9th largest credit union in Idaho with assets totaling $347.01 Million and providing banking services to more than 24,000 members. The credit union is a single common bond credit union, serving a specific company or organization
(208) 409-2288 2825 miles Lender's profile and map Reviews Signet Mortgage 3060 S Rookery Ln, Boise, ID, 83706 At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. We can provide expert advice for the first-time homebuyer as well as our senior clients purchasing
(208) 336-5626 2828 miles Lender's profile and map Reviews Ideal Lending LLC 4213 W Chinden Blvd., Garden City, ID, 83714 Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.
(208) 853-7878 2828 miles Lender's profile and map Reviews Diversified Mortgage Group 7977 W Marigold St, Garden City, ID, 83714 In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.