USDA Vs. FHA your options comparison in Pearl-City, Honolulu County, HI
For 2025, the USDA loan maximum in Pearl-City, located in Honolulu county, HI, is $576,800, whereas the FHA limit for a single-family house is $721,050.
Employ the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of today. Assess the income, credit score requirements, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator helps you view USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial circumstances in .
2025 loan limits and downpayment criteria in Pearl-City, Honolulu county, HI
Loan Type
Limit
Minimum Down Payment
USDA
$576,800
0%
FHA
$721,050
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA loans in Pearl-City, HI
At Lendersa®, our objective is to quickly facilitate the best USDA or FHA loan for you, minimizing hassle. Begin with one of the three pathways below to find appropriate lenders and USDA loan options.
A USDA home loan is sponsored by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, exclusively for rural locales. In contrast to FHA loans which mandate a 3.5% down payment, USDA mortgages require no down payment at all.
First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.
Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
910 Pierremont Rd, Suite 120, Shreveport, LA, 71106
"Crestar Mortgage Corporation is located in Shreveport, Louisiana.
We were established in the community to provide options for borrowers who desired the most competitive mortgage products and the most individualized care.
Our mission is to serve our customers with honesty, integrity and competence."
Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
